CFGNYSEState Commercial BanksFiscal year ends December 31Also trades as CFG.PE, CFG.PH, CFG.PI

CITIZENS FINANCIAL GROUP INC/RI

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026

$62.76−0.60 (-0.95%)

Close on Oct 19, 2026

Market cap: $26.78B
P/E (TTM): 13.6
Dividend yield: 2.74%

CITIZENS FINANCIAL GROUP INC/RI income statement

Millions of USD, except per-share data. Shares in millions.

Line item	TTM Q2 2026 2026-06-30	TTM Q1 2026 2026-03-31	TTM FY 2025 2025-12-31	TTM Q3 2025 2025-09-30	TTM Q2 2025 2025-06-30	TTM Q1 2025 2025-03-31	TTM FY 2024 2024-12-31	TTM Q3 2024 2024-09-30	TTM Q2 2024 2024-06-30	TTM Q1 2024 2024-03-31	TTM FY 2023 2023-12-31	TTM Q3 2023 2023-09-30	TTM Q2 2023 2023-06-30	TTM Q1 2023 2023-03-31	TTM FY 2022 2022-12-31	TTM Q3 2022 2022-09-30	TTM Q2 2022 2022-06-30	TTM Q1 2022 2022-03-31	TTM FY 2021 2021-12-31	TTM Q3 2021 2021-09-30	TTM Q2 2021 2021-06-30	TTM Q1 2021 2021-03-31	TTM FY 2020 2020-12-31	TTM Q3 2020 2020-09-30	TTM Q2 2020 2020-06-30	TTM Q1 2020 2020-03-31	TTM FY 2019 2019-12-31	TTM Q3 2019 2019-09-30	TTM Q2 2019 2019-06-30	TTM Q1 2019 2019-03-31	TTM FY 2018 2018-12-31	TTM Q3 2018 2018-09-30	TTM Q2 2018 2018-06-30	TTM Q1 2018 2018-03-31	TTM FY 2017 2017-12-31	TTM Q3 2017 2017-09-30	TTM Q2 2017 2017-06-30	TTM Q1 2017 2017-03-31	TTM FY 2016 2016-12-31	TTM Q3 2016 2016-09-30
Revenue	8,726	8,480	8,247	8,076	7,859	7,785	7,809	7,811	7,924	8,055	8,224	8,436	8,599	8,504	8,021	7,541	7,023	6,633	6,647	6,634	6,766	6,907	6,905	6,835	6,682	6,560	6,491	6,447	6,373	6,254	6,128	6,019	5,898	5,785	5,707	5,586	5,523	5,405	5,255	5,124
Advertising Expenses	169	171	170	175	171	175	170	169	177	184	187	189	195	178	166	148	126	118	111	107	99	95	100	101	108	109	112	120	125	131	129	118	109	104	105	107	104	100	98	98
Interest Expense	–	–	–	–	–	–	–	–	–	4,372	3,963	3,332	2,563	1,741	1,048	567	340	306	339	383	449	552	771	1,009	1,259	1,483	1,575	1,587	1,523	1,399	1,226	1,067	940	829	747	672	604	548	508	488
Merger & Restructuring Charges	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	2.00	2.00
Asset Impairment Charges	–	–	–	–	–	–	–	–	–	–	0	–	–	–	–	–	–	–	0	–	–	–	0	0	0	0	0	0	0	–	0	–	–	–	0	–	–	–	–	–
Gain (Loss) on Investments	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	15	14	15	11	12	10	11	16	25
Gain (Loss) on Sale of Assets	23	22	24	20	27	22	18	23	19	28	28	23	18	10	9.00	6.00	9.00	–	11	–	–	–	4.00	25	24	25	31	6.00	7.00	6.00	0	0	0	0	0	0	0	0	2.00	2.00
Pretax Income	2,711	2,510	2,328	2,159	2,000	1,926	1,888	1,585	1,664	1,796	2,030	2,653	2,917	2,783	2,655	2,511	2,379	2,732	2,977	2,864	2,558	2,034	1,298	1,268	1,457	1,730	2,251	2,267	2,279	2,248	2,183	2,129	2,066	1,979	1,912	1,823	1,737	1,636	1,534	1,451
Income Tax Expense	585	535	497	455	408	378	379	288	319	365	422	581	639	619	582	561	535	604	658	619	529	400	241	217	271	344	460	461	479	476	462	207	239	259	260	555	520	494	489	467
Net Income incl. Noncontrolling Interests	2,126	1,975	1,831	1,704	1,592	1,548	1,509	1,297	1,345	1,431	1,608	2,072	2,278	2,164	2,073	1,950	1,844	2,128	2,319	2,245	2,029	1,634	1,057	1,051	1,186	1,386	1,791	1,806	1,800	1,772	1,721	1,922	1,827	1,720	1,652	1,268	1,217	1,142	1,045	984
Net Income	2,126	1,975	1,831	1,704	1,592	1,548	1,509	1,297	1,345	1,431	1,608	2,072	2,278	2,164	2,073	1,950	1,844	2,128	2,319	2,245	2,029	1,634	1,057	1,051	1,186	1,386	1,791	1,806	1,800	1,772	1,721	1,922	1,827	1,720	1,652	1,268	1,217	1,142	1,045	984
Preferred Dividends	137	138	138	133	139	140	137	133	125	124	117	119	114	112	113	113	114	114	113	113	112	108	107	98	90	80	73	65	55	37	29	14	14	14	14	14	14	14	14	14
Net Income to Common	1,984	1,832	1,688	1,566	1,453	1,408	1,372	1,164	1,220	1,307	1,491	1,953	2,164	2,052	1,960	1,837	1,730	2,014	2,206	2,132	1,917	1,526	950	953	1,096	1,306	1,718	1,741	1,745	1,735	1,692	1,908	1,813	1,706	1,638	1,254	1,203	1,128	1,031	970
EPS (Basic)(per share)	4.65	4.27	3.90	3.60	3.31	3.17	3.05	2.56	2.64	2.78	3.14	4.04	4.42	4.17	4.12	4.02	3.97	4.74	5.18	5.00	4.50	3.58	2.22	2.22	2.51	2.93	3.82	3.80	3.75	3.68	3.54	3.93	3.69	3.44	3.26	2.47	2.35	2.18	1.97	1.85
EPS (Diluted)(per share)	4.61	4.23	3.86	3.57	3.29	3.15	3.03	2.54	2.62	2.76	3.13	4.02	4.40	4.15	4.10	4.00	3.95	4.72	5.16	4.98	4.48	3.57	2.22	2.22	2.51	2.93	3.81	3.80	3.74	3.67	3.52	3.92	3.69	3.44	3.25	2.47	2.35	2.18	1.97	1.85
Shares Outstanding (Basic, Weighted)(shares)	427	430	433	436	440	445	451	457	463	469	475	482	489	492	476	459	441	425	426	426	426	427	427	429	434	442	450	458	466	472	479	485	491	497	502	507	512	517	522	526
Shares Outstanding (Diluted, Weighted)(shares)	431	434	437	440	443	448	454	459	465	471	477	484	490	493	478	461	443	427	427	428	428	428	428	430	435	443	451	459	467	474	480	487	493	498	504	509	513	519	524	528
Dividend per Share(per share)	1.80	1.76	1.72	1.68	1.68	1.68	1.68	1.68	1.68	1.68	1.68	1.68	1.68	1.65	1.62	1.59	1.56	1.56	1.56	1.56	1.56	1.56	1.56	1.53	1.50	1.43	1.36	1.27	1.18	1.08	0.98	0.89	0.80	0.72	0.64	0.58	0.52	0.50	0.46	0.44
Total Interest Income	9,867	9,731	9,663	9,679	9,760	9,928	10,186	10,400	10,456	10,412	10,204	9,780	9,154	8,249	7,060	6,010	5,263	4,848	4,851	4,898	4,956	5,095	5,357	5,609	5,867	6,097	6,189	6,230	6,169	6,000	5,758	5,507	5,294	5,088	4,920	4,751	4,566	4,407	4,266	4,130
Net Interest Income	6,218	6,024	5,853	5,728	5,609	5,582	5,633	5,709	5,862	6,040	6,241	6,448	6,591	6,508	6,012	5,443	4,923	4,542	4,512	4,515	4,507	4,543	4,586	4,600	4,608	4,614	4,614	4,643	4,646	4,601	4,532	4,440	4,354	4,259	4,173	4,079	3,962	3,859	3,758	3,642
Non-Interest Income	2,508	2,456	2,394	2,348	2,250	2,203	2,176	2,102	2,062	2,015	1,983	1,988	2,008	1,996	2,009	2,098	2,100	2,091	2,135	2,119	2,259	2,364	2,319	2,235	2,074	1,946	1,877	1,804	1,727	1,653	1,596	1,579	1,544	1,526	1,534	1,507	1,561	1,546	1,497	1,482
Provision for Credit Losses	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	-268	-411	-262	199	876	1,616	1,602	1,275	908	393	368	345	333	326	324	318	303	321	340	354	374	369	358
Non-Interest Expense	5,450	5,375	5,311	5,284	5,208	5,190	5,234	5,530	5,564	5,569	5,507	5,135	5,083	5,082	4,892	4,713	4,483	4,169	4,081	4,032	4,009	3,997	3,991	3,965	3,950	3,922	3,847	3,812	3,749	3,673	3,619	3,566	3,514	3,503	3,474	3,423	3,432	3,395	3,352	3,315

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.4%
Return on equity, FY2025: 7.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 13.6
Price to sales: 3.07
Price to book: 1.02
Dividend yield: 2.74%