CFGNYSEState Commercial BanksFiscal year ends December 31Also trades as CFG.PE, CFG.PH, CFG.PI
CITIZENS FINANCIAL GROUP INC/RI
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026
$62.76−0.60 (-0.95%)
Close on Oct 19, 2026
- Market cap
- $26.78B
- P/E (TTM)
- 13.6
- Dividend yield
- 2.74%
Citizens Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Market Cap | $26.43B | $679.86M |
| Enterprise Value | $14.83B | $418.07M |
| PE Ratio | 13.61 | 12.00 |
| PS Ratio | 3.03 | 3.62 |
| PB Ratio | 1.01 | 1.18 |
| P/TBV Ratio | 1.47 | 1.42 |
| P/OCF Ratio | 10.57 | 10.04 |
Enterprise value
| Measure | Citizens Financial | Industry median |
|---|---|---|
| EV / Sales | 1.70 | 2.78 |
Income (trailing twelve months)
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Revenue | $8.73B | $170.85M |
| Pretax Income | $2.71B | $70.12M |
| Net Income | $2.13B | $54.33M |
| EPS (Diluted) | $4.61 | $2.90 |
Margins
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Pretax Margin | 31.1% | 36.4% |
| Profit Margin | 24.4% | 29.1% |
Returns
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.27% | 10.5% |
| Return on Assets (ROA) | 0.94% | 1.12% |
Growth
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.0% | 11.8% |
| Net Income Growth (YoY) | 33.5% | 23.1% |
| EPS Growth (YoY) | 40.1% | 22.7% |
| Revenue Growth (3Y CAGR) | 0.93% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.62% | 6.17% |
| EPS Growth (3Y CAGR) | -1.99% | 1.26% |
| EPS Growth (5Y CAGR) | 11.7% | 8.24% |
Balance sheet
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $12.76B | $205.54M |
| Total Debt | $1.16B | $177.19M |
| Net Cash (Debt) | $11.60B | $164.40M |
| Net Cash Per Share | $27.54 | $8.13 |
| Equity (Book Value) | $26.18B | $560.44M |
| Book Value Per Share | $62.17 | $28.47 |
| Tangible Book Value | $17.96B | $472.29M |
Financial position
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.04 | 0.20 |
Cash flow (trailing twelve months)
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $2.50B | $61.20M |
Efficiency
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $501.55K | $357.09K |
| Profits Per Employee | $122.20K | $107.23K |
| Employee Count | 17,398 | 528 |
Dividends and yields
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Earnings Yield | 8.04% | 8.07% |
| Dividend Yield | 2.74% | 2.48% |
| Buyback Yield | 2.74% | 1.52% |
| Shareholder Yield | 5.48% | 3.13% |
| Dividend Per Share | $1.72 | $0.93 |
| Dividend Growth (YoY) | 2.38% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 36.7% | 29.4% |
Shares
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Shares Outstanding | 421,177,000 | 18,910,300 |
| Shares Change (YoY) | -2.68% | 0.39% |
| Shares Change (QoQ) | -0.79% | 0.00% |
| Float | 416,993,000 | 16,895,350 |
| Shares Held by Insiders | 0.99% | 5.92% |
| Shares Held by Institutions | 97.2% | 61.9% |
Taxes
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Income Tax | $585.00M | $14.50M |
| Effective Tax Rate | 21.6% | 21.1% |
Scores
| Measure | Citizens Financial | Industry median |
|---|---|---|
| Graham Number | $80.30 | $45.31 |
| Graham Upside | 27.9% | 21.6% |
| Altman Z-Score | 0.19 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Citizens Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.