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Capitol Federal Financial, Inc. (CFFN) stock

CFFNNasdaqSavings Institution, Federally CharteredFiscal year ends September 30
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 13/302% above fair value
$8.41−0.05 (-0.59%)

Close on Nov 13, 2026Market cap $1.06BP/E 12.9Yield 4.04%

Earnings

Capitol Federal Financial's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Jan 27, 2027
Q1 FY2027 · estimated, during market hours
Revenue, Q4 FY2026
–
Adjusted EPS, Q4 FY2026
$0.18
$0.14 a year earlier
Latest guidance
Raised
Oct 28, 2026 · 8 items

Quarterly results

Revenue and earnings per share from each of Capitol Federal Financial's earnings releases, newest first

QuarterReportedRevenueYoYEPSAdj. EPSSource
Q1 FY2027ended Dec 31, 2026Jan 27, 2027Expected–––––
Q4 FY2026ended Sep 30, 2026Oct 28, 2026during market hours––$0.18–Release
Q3 FY2026ended Jun 30, 2026Jul 29, 2026during market hours$105.12M–$0.19–Release
Q2 FY2026ended Mar 31, 2026Apr 29, 2026during market hours––$0.16–Release
Q1 FY2026ended Dec 31, 2025Jan 28, 2026during market hours––$0.16–Release
Q4 FY2025ended Sep 30, 2025Oct 29, 2025before the open––$0.14–Release
Q3 FY2025ended Jun 30, 2025Jul 23, 2025before the open––$0.14–Release
Q2 FY2025ended Mar 31, 2025Apr 23, 2025before the open$98.18M–$0.12–Release
Q1 FY2025ended Dec 31, 2024Jan 29, 2025before the open$97.62M–$0.12–Release
Q4 FY2024ended Sep 30, 2024Oct 23, 2024before the open––$0.09–Release
Q3 FY2024ended Jun 30, 2024Jul 24, 2024before the open––$0.07–Release
Q2 FY2024ended Mar 31, 2024Apr 24, 2024before the open––$0.11–Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

Capitol Federal Financial's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
DepositsFY2027+6.2%–RaisedOct 28, 2026
effective tax rateFY202720% – 21%–NewOct 28, 2026
Information technology expenseFY2027+22.4%–RaisedOct 28, 2026
non-interest expenseFY2027+7%–LoweredOct 28, 2026
Occupancy expenseFY2027+7.4%–RaisedOct 28, 2026
Salary and employee benefit expenseFY2027+4.8%–LoweredOct 28, 2026
total loans receivable, netFY2027+2.5%–NewOct 28, 2026

Guidance history

Every forecast Capitol Federal Financial put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
Oct 28, 2026commercial loan balancesnear-term+17%–
Oct 28, 2026effective tax rateFY202720% – 21%New
Oct 28, 2026total loans receivable, netFY2027+2.5%New
Oct 28, 2026DepositsFY2027+6.2%Raised
Oct 28, 2026Salary and employee benefit expenseFY2027+4.8%Lowered
Oct 28, 2026Occupancy expenseFY2027+7.4%Raised
Oct 28, 2026Information technology expenseFY2027+22.4%Raised
Oct 28, 2026non-interest expenseFY2027+7%Lowered
Jul 29, 2026overall net commercial loan growthFY2026+20%Raised
Jul 29, 2026Total loans receivable, net is anticipated to increaseFY2026+1%Lowered
Jul 29, 2026quarterly growth for net commercial loan balancesQ4 FY2026+3%Lowered
Apr 29, 2026overall net commercial loan growthFY2026+20%Raised
Apr 29, 2026Total loans receivable, net increaseFY2026+1%Lowered
Apr 29, 2026net commercial loan balances growthQ4 FY2026+6%New
Jan 28, 2026overall loan growthFY2026+18%Raised
Jan 28, 2026commercial loan balances growthQ2 FY2026+1%New
Oct 29, 2025effective tax rateFY202619% – 20%New
Oct 29, 2025Salary and employee benefit expenseFY2026+9%New
Oct 29, 2025information technology expenseFY2026+15%Raised
Oct 29, 2025non-interest expenseFY2026+7%Lowered

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases Capitol Federal Financial filed with the SEC as exhibits to Form 8-K or 6-K

  1. CAPITOL FEDERAL FINANCIAL, INC. ®
    Results
  2. October 2026 QUARTERLY INVESTOR PRESENTATION
    Results
  3. PRESS RELEASE ANNOUNCING QUARTERLY DIVIDEND AND STOCK BUYBACK UPDATE
    Results
  4. PRESS RELEASE ANNOUNCING ANNUAL MEETING DATE
    News
  5. CAPITOL FEDERAL FINANCIAL, INC. ®
    Results
  6. July 2026 QUARTERLY INVESTOR PRESENTATION
    Results
  7. PRESS RELEASE ANNOUNCING QUARTERLY DIVIDEND AND STOCK BUYBACK UPDATE
    Results
  8. CAPITOL FEDERAL FINANCIAL, INC. ®
    Results
  9. QUARTERLY INVESTOR PRESENTATION April 2026
    Results
  10. PRESS RELEASE ANNOUNCING QUARTERLY DIVIDEND AND STOCK BUYBACK UPDATE
    Results
  11. Meeting Agenda I. Proxy proposal items of business II. Financial performance and capital returns III. Strategic banking initiatives and long-term strategy IV.Questions & answers 3
    Update
  12. CAPITOL FEDERAL FINANCIAL, INC. ®
    Results
  13. Quarterly results release
    Results
  14. CAPITOL FEDERAL FINANCIAL, INC. ®
    Results
  15. CAPITOL FEDERAL FINANCIAL, INC. ® ANNOUNCES
    Update

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