CFFNNasdaqSavings Institution, Federally CharteredFiscal year ends September 30
Capitol Federal Financial, Inc.
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$8.09−0.08 (-0.98%)
Close on Oct 19, 2026
- Market cap
- $1.00B
- P/E (TTM)
- 12.4
- Dividend yield
- 4.20%
Capitol Federal Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Market Cap | $1.02B | $679.86M |
| Enterprise Value | $880.80M | $408.94M |
| PE Ratio | 12.45 | 12.00 |
| PS Ratio | 4.44 | 3.61 |
| PB Ratio | 1.00 | 1.18 |
| P/TBV Ratio | 1.00 | 1.41 |
| P/FCF Ratio | 14.22 | 10.93 |
| P/OCF Ratio | 13.06 | 10.04 |
Enterprise value
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| EV / Sales | 3.84 | 2.78 |
| EV / FCF | 12.31 | 8.25 |
Income (trailing twelve months)
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Revenue | $229.25M | $170.85M |
| Pretax Income | $102.57M | $70.12M |
| Net Income | $82.84M | $54.33M |
| EPS (Diluted) | $0.65 | $2.90 |
Margins
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Pretax Margin | 44.7% | 36.4% |
| Profit Margin | 36.1% | 29.1% |
| FCF Margin | 31.2% | 33.0% |
Returns
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.01% | 10.5% |
| Return on Assets (ROA) | 0.86% | 1.12% |
Growth
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 19.4% | 11.8% |
| Net Income Growth (YoY) | 35.2% | 23.1% |
| EPS Growth (YoY) | 38.3% | 22.7% |
| FCF Growth (YoY) | 185.0% | 27.1% |
| Revenue Growth (3Y CAGR) | -3.43% | 5.82% |
| Revenue Growth (5Y CAGR) | 1.95% | 6.17% |
| EPS Growth (3Y CAGR) | -5.69% | 1.26% |
| EPS Growth (5Y CAGR) | 2.04% | 8.24% |
Balance sheet
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $136.10M | $205.54M |
| Net Cash (Debt) | $136.10M | $164.40M |
| Net Cash Per Share | $1.08 | $8.13 |
| Equity (Book Value) | $1.02B | $560.44M |
| Book Value Per Share | $8.13 | $28.47 |
| Tangible Book Value | $1.02B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $77.85M | $61.20M |
| Capital Expenditures | -$6.32M | -$4.02M |
| Free Cash Flow | $71.53M | $52.43M |
| FCF Per Share | $0.57 | $3.07 |
Efficiency
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.02 | 0.04 |
| Revenue Per Employee | $338.12K | $353.78K |
| Profits Per Employee | $122.18K | $107.28K |
| Employee Count | 678 | 489 |
Dividends and yields
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Earnings Yield | 8.15% | 8.07% |
| FCF Yield | 7.03% | 8.89% |
| Dividend Yield | 4.20% | 2.48% |
| Buyback Yield | 4.90% | 1.55% |
| Shareholder Yield | 9.10% | 3.13% |
| Dividend Per Share | $0.34 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 58.6% | 29.4% |
| FCF Payout Ratio | 67.9% | 26.0% |
Shares
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Shares Outstanding | 125,698,000 | 18,839,100 |
| Shares Change (YoY) | -2.02% | 0.39% |
| Shares Change (QoQ) | -1.43% | 0.00% |
| Float | 116,091,000 | 17,061,900 |
| Shares Held by Insiders | 7.64% | 5.89% |
| Shares Held by Institutions | 81.4% | 61.9% |
Taxes
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Income Tax | $19.74M | $14.50M |
| Effective Tax Rate | 19.2% | 21.1% |
Scores
| Measure | Capitol Federal Financial | Industry median |
|---|---|---|
| Graham Number | $10.90 | $45.31 |
| Graham Upside | 34.7% | 21.6% |
| Altman Z-Score | 0.09 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Capitol Federal Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.