Citigroup Inc
CNYSENational Commercial BanksFiscal year ends December 31Also trades as C.PN, C.PR
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 11/307% above fair value
$123.10+0.46 (+0.38%)
Close on Nov 2, 2026Market cap $206.49BP/E 13.3Yield –
Citigroup U.S. Consumer Cards by Year
U.S. Consumer Cards — Annualized NCLs as % of Average Loans
Citigroup U.S. Consumer Cards: 4.3% in 2025, down 0.2 pts from a year earlier.
Latest, 2025
4.29
Period ended Dec 31, 2025
Change on a year earlier
-0.2 pts
4.51 in 2024
History
5 years
Since 2021
Sources
1
Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03)
Where the 2025 figure comes from
“|| NCLs (annualized) as a % of average loans | | 4.54% | | 4.68% | | 4.40% | | 4.43% | | 4.72% | | 4.43% | | 4.05% | | 4.00% | | 2.28% | | 1.95% | | 3.32% | | 4.51% | | 4.29%”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | U.S. Consumer Cards — Annualized NCLs as % of Average Loans | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 4.29 | -0.2 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2024 | Dec 31, 2024 | 4.51 | +1.2 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2023 | Dec 31, 2023 | 3.32 | +1.4 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2022 | Dec 31, 2022 | 1.95 | -0.3 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2021 | Dec 31, 2021 | 2.28 | – | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
Breakdown
What makes up U.S. Consumer Cards
Cite this data
StockData. (2026). Citigroup U.S. Consumer Cards, annual 2021–2025 [Data set]. Compiled from Citigroup SEC filings and investor materials. https://stockdatahq.com/stocks/c/kpis/uscc-ncl-pct-tot
See every metric in the Citigroup KPI table. Data updated Oct 29, 2026.