BCMLNasdaqState Commercial Banks
BayCom Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$31.02−0.13 (-0.42%)
Close on Oct 19, 2026
- Market cap
- $338.41M
- P/E (TTM)
- 25.9
- Dividend yield
- 2.90%
BayCom statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | BayCom | Industry median |
|---|---|---|
| Market Cap | $338.74M | $679.86M |
| Enterprise Value | $161.36M | $418.07M |
| PE Ratio | 25.85 | 12.00 |
| PS Ratio | 3.27 | 3.62 |
| PB Ratio | 1.01 | 1.18 |
| P/TBV Ratio | 1.15 | 1.42 |
| P/FCF Ratio | 12.76 | 10.93 |
| P/OCF Ratio | 11.97 | 10.04 |
Enterprise value
| Measure | BayCom | Industry median |
|---|---|---|
| EV / Sales | 1.56 | 2.78 |
| EV / FCF | 6.08 | 8.40 |
Income (trailing twelve months)
| Measure | BayCom | Industry median |
|---|---|---|
| Revenue | $103.50M | $170.85M |
| Pretax Income | $19.93M | $70.12M |
| Net Income | $13.08M | $54.33M |
| EPS (Diluted) | $1.20 | $2.90 |
Margins
| Measure | BayCom | Industry median |
|---|---|---|
| Pretax Margin | 19.3% | 36.4% |
| Profit Margin | 12.6% | 29.1% |
| FCF Margin | 25.6% | 33.0% |
Returns
| Measure | BayCom | Industry median |
|---|---|---|
| Return on Equity (ROE) | 3.93% | 10.5% |
| Return on Assets (ROA) | 0.50% | 1.12% |
Growth
| Measure | BayCom | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 5.33% | 11.8% |
| Net Income Growth (YoY) | -45.9% | 23.1% |
| EPS Growth (YoY) | -45.0% | 22.7% |
| FCF Growth (YoY) | -17.2% | 27.1% |
| Revenue Growth (3Y CAGR) | -0.74% | 5.82% |
| Revenue Growth (5Y CAGR) | 2.92% | 6.17% |
| EPS Growth (3Y CAGR) | 6.40% | 1.26% |
| EPS Growth (5Y CAGR) | 13.6% | 8.24% |
Balance sheet
| Measure | BayCom | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $177.38M | $205.54M |
| Net Cash (Debt) | $177.38M | $164.40M |
| Net Cash Per Share | $16.24 | $8.13 |
| Equity (Book Value) | $335.39M | $560.44M |
| Book Value Per Share | $30.71 | $28.47 |
| Tangible Book Value | $295.03M | $472.29M |
Cash flow (trailing twelve months)
| Measure | BayCom | Industry median |
|---|---|---|
| Operating Cash Flow | $28.31M | $61.20M |
| Capital Expenditures | -$1.76M | -$4.02M |
| Free Cash Flow | $26.55M | $52.43M |
| FCF Per Share | $2.43 | $3.07 |
Efficiency
| Measure | BayCom | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $316.52K | $357.09K |
| Profits Per Employee | $40.01K | $107.23K |
| Employee Count | 327 | 528 |
Dividends and yields
| Measure | BayCom | Industry median |
|---|---|---|
| Earnings Yield | 3.86% | 8.07% |
| FCF Yield | 7.84% | 8.89% |
| Dividend Yield | 2.90% | 2.48% |
| Shareholder Yield | 2.90% | 3.13% |
| Dividend Per Share | $0.90 | $0.93 |
| Dividend Growth (YoY) | 100.0% | 4.26% |
| Years of Dividend Growth | 3 | 2 |
| Payout Ratio | 87.6% | 29.4% |
| FCF Payout Ratio | 43.2% | 26.0% |
Shares
| Measure | BayCom | Industry median |
|---|---|---|
| Shares Outstanding | 10,920,100 | 18,910,300 |
| Shares Change (YoY) | -1.73% | 0.39% |
| Shares Change (QoQ) | 0.00% | 0.00% |
| Float | 10,349,300 | 16,895,350 |
| Shares Held by Insiders | 5.23% | 5.92% |
| Shares Held by Institutions | 64.6% | 61.9% |
Taxes
| Measure | BayCom | Industry median |
|---|---|---|
| Income Tax | $6.85M | $14.50M |
| Effective Tax Rate | 34.4% | 21.1% |
Scores
| Measure | BayCom | Industry median |
|---|---|---|
| Graham Number | $28.80 | $45.31 |
| Graham Upside | -7.17% | 21.6% |
| Altman Z-Score | 0.22 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from BayCom's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.