BayCom Corp (BCML) stock
BCMLNasdaqState Commercial Banks
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 10/3046% above fair value
$31.25−0.04 (-0.13%)
Close on Nov 11, 2026Market cap $341.25MP/E 37.2Yield 2.88%
BayCom statistics
92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 10, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.16
- 1.52
- P/OCF Ratio
- 10.10
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 1.26
- 2.95
- EV / FCF
- 3.74
- 8.53
Share statisticsIndustry
- Shares Change (YoY)
- -1.26%
- 0.35%
- Shares Change (QoQ)
- 0.10%
- 0.00%
- Float
- 10M
- 17M
- Shares Held by Insiders
- 5.23%
- 6.05%
- Shares Held by Institutions
- 64.6%
- 61.3%
Short sellingIndustry
- Short Interest
- 135,453
- –
- Short Interest Change
- -23.3%
- -4.13%
- Short % of Float
- 1.31%
- 3.58%
- Short % of Shares Outstanding
- 1.24%
- 3.18%
- Days to Cover
- 2.09
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $34.98
- –
- 52-Week Low
- $27.22
- –
- 20-Day Moving Average
- $31.03
- –
- 50-Day Moving Average
- $30.69
- –
- 200-Day Moving Average
- $30.63
- –
- Average True Range (14)
- $0.74
- –
- Price Change (1 Week)
- -0.51%
- -1.44%
- Price Change (1 Month)
- 1.79%
- 4.50%
- Price Change (3 Months)
- 0.61%
- -3.21%
- Price Change (6 Months)
- 2.93%
- 11.7%
- Price Change (YTD)
- 6.29%
- 19.9%
- Price Change (1 Year)
- 12.3%
- 26.3%
- Price Change (3 Years)
- 53.3%
- 77.8%
- Price Change (5 Years)
- 59.8%
- 26.4%
- Price Change (10 Years)
- 151.2%
- 68.6%
- Average Volume (10 Days)
- 50,643
- –
- Average Volume (20 Days)
- 59,554
- –
- Average Volume (90 Days)
- 56,234
- –
- Relative Volume
- 0.64
- 0.63
- Relative Strength Index (14)
- 54.0
- 53.3
- Volatility (1 Year)
- 26.1%
- 24.4%
- Beta (5 Years)
- 0.42
- 0.63
MarginsIndustry
- Pretax Margin
- 14.8%
- 36.9%
- FCF Margin
- 33.7%
- 33.6%
Returns on capitalIndustry
- Return on Equity (ROE)
- 2.76%
- 10.7%
- Return on Assets (ROA)
- 0.35%
- 1.15%
GrowthIndustry
- Revenue Growth (YoY)
- -0.73%
- 11.8%
- Net Income Growth (YoY)
- -60.2%
- 23.0%
- EPS Growth (YoY)
- -60.0%
- 21.9%
- FCF Growth (YoY)
- 13.7%
- 28.2%
- Revenue Growth (3Y CAGR)
- -0.74%
- 5.82%
- Revenue Growth (5Y CAGR)
- 2.92%
- 6.17%
- EPS Growth (3Y CAGR)
- 6.40%
- 1.31%
- EPS Growth (5Y CAGR)
- 13.6%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $298.46K
- $359.04K
- Profits Per Employee
- $28.20K
- $109.67K
- Employee Count
- 327
- 492
- WACC
- 7.38%
- 7.92%
Income statement (TTM)Industry
- Pretax Income
- $14.44M
- $74.28M
Balance sheetIndustry
- Net Cash (Debt)
- $218.48M
- $162.29M
- Net Cash Per Share
- $20.01
- $8.13
- Equity (Book Value)
- $334.82M
- $570.13M
- Book Value Per Share
- $30.66
- $28.27
- Tangible Book Value
- $294.58M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$936.00K
- -$4.28M
- FCF Per Share
- $3.01
- $3.31
Dividends and yieldsIndustry
- Earnings Yield
- 2.70%
- 8.25%
- FCF Yield
- 9.63%
- 9.17%
- Dividend Yield
- 2.88%
- 2.45%
- Shareholder Yield
- 2.88%
- 3.21%
- Dividend Per Share
- $0.90
- $0.92
- Dividend Growth (YoY)
- 100.0%
- 4.26%
- Years of Dividend Growth
- 3
- 2
- Payout Ratio
- 135.9%
- 29.0%
- FCF Payout Ratio
- 38.1%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $5.22M
- $15.94M
- Effective Tax Rate
- 36.2%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $24.07
- $45.42
- Graham Upside
- -23.0%
- 18.7%
- Altman Z-Score
- 0.21
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $11.46
- –
- Lynch Upside
- -63.3%
- -0.72%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | BCML | S&P 500 | Difference | BCML per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.4% | -2.4% | +4.8 pts | ||
| 3 months | +1.0% | -1.2% | +2.2 pts | ||
| Year to date | +9.5% | +12.3% | −2.8 pts | ||
| 1 year | +15.7% | +12.4% | +3.3 pts | ||
| 3 years | +67.0% | +78.8% | −11.8 pts | +18.6% | +21.4% |
| 5 years | +79.4% | +75.2% | +4.3 pts | +12.4% | +11.9% |
| 10 years | +180.8% | +311.1% | −130.3 pts | +10.9% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M BCML shares were sold short on Oct 30, 2026, down 23.3% from the previous report, or 1.31% of the shares available to trade. At recent volumes it would take 2.1 days to buy them back. Over the last 20 sessions, 42.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 135,453 | -23.3% | 64,658 | 2.1 |
| Oct 15, 2026 | 176,590 | -4.2% | 62,887 | 2.8 |
| Sep 30, 2026 | 184,419 | -13.4% | 64,214 | 2.9 |
| Sep 15, 2026 | 212,878 | -1.0% | 36,661 | 5.8 |
| Aug 31, 2026 | 214,993 | +1.5% | 63,250 | 3.4 |
| Aug 14, 2026 | 211,863 | +10.0% | 53,525 | 4.0 |
| Jul 31, 2026 | 192,576 | +36.1% | 52,736 | 3.6 |
| Jul 15, 2026 | 141,492 | +0.3% | 44,668 | 3.2 |
| Jun 30, 2026 | 141,099 | +11.3% | 146,715 | 1.0 |
| Jun 15, 2026 | 126,774 | +6.1% | 72,924 | 1.7 |
| May 29, 2026 | 119,538 | +8.1% | 65,638 | 1.8 |
| May 15, 2026 | 110,631 | +4.6% | 47,913 | 2.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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