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Bank of America Corp

BACNYSENational Commercial BanksFiscal year ends December 31Also trades as BAC.PB, BAC.PE, BAC.PK, BAC.PL, BAC.PM, BAC.PN, BAC.PO, BAC.PP, BAC.PQ, BAC.PS, BACRP, BML.PG, BML.PH, BML.PJ, BML.PL, MER.PK
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 12/304% below fair value
$49.57−0.44 (-0.88%)

Close on Nov 2, 2026Market cap $346.63BP/E 11.8Yield 2.18%

Bank of America U.S. Commercial Net Charge-Offs by Year

U.S. Commercial (Excl. Small Business) Net Charge-Offs

QuarterlyAnnual

Bank of America U.S. Commercial Net Charge-Offs: $426M in 2025, up 9.8% from a year earlier.

Latest, 2025
426.00
Period ended Dec 31, 2025
Change on a year earlier
+9.8%
388.00 in 2024
History
11 years
Since 2015
Sources
10
Documents cited below

Where the 2025 figure comes from

“|| U.S. commercial | 426 | 0.10 | 388 | 0.11”

Source: BAC FY2025Q4 Form 8-K EX-99.3 Supplemental Information (filed 2026-01-14) ↗

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedU.S. Commercial (Excl. Small Business) Net Charge-OffsYear on yearSource
2025Dec 31, 2025426.00+9.8%BAC FY2025Q4 Form 8-K EX-99.3 Supplemental Information (filed 2026-01-14) ↗
2024Dec 31, 2024388.00+212.9%BAC FY2025Q4 Form 8-K EX-99.3 Supplemental Information (filed 2026-01-14) ↗
2023Dec 31, 2023124.00+74.6%BAC FY2024Q4 Form 8-K EX-99.3 Supplemental Information (filed 2025-01-16) ↗
2022Dec 31, 202271.00-408.7%BAC FY2023Q4 Form 8-K EX-99.3 Supplemental Information (filed 2024-01-12) ↗
2021Dec 31, 2021-23.00-103.2%BAC FY2022Q4 Form 8-K EX-99.3 Supplemental Information (filed 2023-01-13) ↗
2020Dec 31, 2020718.00+180.5%BAC FY2021Q4 Form 8-K EX-99.3 Supplemental Information (filed 2022-01-19) ↗
2019Dec 31, 2019256.00+19.1%BAC FY2020Q4 Form 8-K EX-99.3 Supplemental Information (filed 2021-01-19) ↗
2018Dec 31, 2018215.00-7.3%BAC FY2019Q4 Form 8-K EX-99.3 Supplemental Information (filed 2020-01-15) ↗
2017Dec 31, 2017232.00+26.1%BAC FY2018Q4 Form 8-K EX-99.3 Supplemental Information (filed 2019-01-16) ↗
2016Dec 31, 2016184.00+32.4%BAC FY2017Q4 Form 8-K EX-99.3 Supplemental Information (filed 2018-01-17) ↗
2015Dec 31, 2015139.00–BAC FY2016Q4 Form 8-K EX-99.3 Supplemental Information (filed 2017-01-13) ↗

Cite this data

StockData. (2026). Bank of America U.S. Commercial Net Charge-Offs, annual 2015–2025 [Data set]. Compiled from Bank of America SEC filings and investor materials. https://stockdatahq.com/stocks/bac/kpis/nco-us-comm-m

See every metric in the Bank of America KPI table. Data updated Oct 26, 2026.