Bank of America vs Truist Financial
BAC and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BAC and TFC compare
Bank of America is the larger company, worth 5.9 times as much as Truist Financial ($350B against $59.6B).
On earnings, Truist Financial is cheaper: it trades at 11.2× trailing earnings, against 11.9× for Bank of America.
Bank of America grew revenue faster over the last twelve months (5.4% versus 4.1% for Truist Financial).
Both pay dividends: Bank of America yields 2.3% and Truist Financial 4.3%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BAC | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $350B | $59.6B |
| Share price | $50.01 | $48.79 |
| Change, 1 year | −4.9% | 11.1% |
| Change, 5 years | 6.5% | −24.1% |
| Beta (5Y) | 1.11 | 1.05 |
| Employees | 213K | 59K |
| StockData Score | ||
| Total score | 12 | 12 |
| Valuation score | 5 | 5 |
| Growth score | 0 | 0 |
| Performance score | 1 (better) | 0 |
| Health score | 4 | 4 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 11.9× | 11.2× (better) |
| P/S | 2.9× | 2.9× (better) |
| P/B | 1.2× | 0.9× (better) |
| PEG | 1.95 | – |
| Fair value | $51.52 | $59.13 |
| Margin of safety | 2.9% | 17.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 5.4% (better) | 4.1% |
| Revenue growth, 5Y average | 5.7% (better) | −2.2% |
| Net income growth (TTM) | 9.8% | – |
| EPS growth (TTM) | 15.7% | 18.5% (better) |
| EPS growth, 5Y average | 15.3% (better) | 4.4% |
| Profitability | ||
| Net margin | 26.8% | – |
| Return on equity | 10.8% | – |
| Financial health | ||
| Debt / equity | – | 0.42 |
| Altman Z-score | 0.22 (better) | 0.18 |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 2.3% | 4.3% (better) |
| Years of dividend growth | 12 (better) | 0 |
| Dividend growth, 5Y average | 8.4% (better) | 2.9% |
| Buyback yield | 7.3% (better) | 6.0% |
| Shareholder yield | 9.6% | 10.3% (better) |
| Ownership | ||
| Held by institutions | 76.8% | 77.3% |
| Held by insiders | 0.15% | 0.20% |
| Insider net buying, 12 months | −$31.1M | −$1.6M (better) |
| Superinvestors holding | 8 (better) | 3 |
| Short interest, % of float | – | 2.5% |
Go deeper
- BAC stock overview
- BAC income statement
- BAC valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.