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Bank of America Corp

BACNYSENational Commercial BanksFiscal year ends December 31Also trades as BAC.PB, BAC.PE, BAC.PK, BAC.PL, BAC.PM, BAC.PN, BAC.PO, BAC.PP, BAC.PQ, BAC.PS, BACRP, BML.PG, BML.PH, BML.PJ, BML.PL, MER.PK
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 12/303% below fair value
$49.57−0.44 (-0.88%)

Close on Nov 2, 2026Market cap $346.63BP/E 11.8Yield 2.18%

Bank of America Consumer Deposit Net Interest Spread — Total by Quarter

QuarterlyAnnual

Bank of America Consumer Deposit Net Interest Spread — Total: 3.1% in Q3 2026, up 0.2 pts from a year earlier. That is the highest of the 44 quarters on record here.

Latest, Q3 2026
3.13
Period ended Sep 30, 2026
Change on a year earlier
+0.2 pts
2.94 in Q3 2025
History
44 quarters
Since Q4 2015
Sources
22
Documents cited below

Where the Q3 2026 figure comes from

“|| Total deposit spreads | 3.08 | 2.90 | 3.13 | 3.08 | 3.01 | 2.97 | 2.94”

Source: BAC FY2026Q3 Form 8-K EX-99.3 Supplemental Information (filed 2026-10-14) ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedConsumer Deposit Net Interest Spread — TotalYear on yearSource
Q3 2026Sep 30, 20263.13+0.2 ptsBAC FY2026Q3 Form 8-K EX-99.3 Supplemental Information (filed 2026-10-14) ↗
Q2 2026Jun 30, 20263.08+0.2 ptsBAC FY2026Q3 Form 8-K EX-99.3 Supplemental Information (filed 2026-10-14) ↗
Q1 2026Mar 31, 20263.01+0.2 ptsBAC FY2026Q3 Form 8-K EX-99.3 Supplemental Information (filed 2026-10-14) ↗
Q4 2025Dec 31, 20252.97+0.2 ptsBAC FY2026Q3 Form 8-K EX-99.3 Supplemental Information (filed 2026-10-14) ↗
Q3 2025Sep 30, 20252.94+0.1 ptsBAC FY2026Q3 Form 8-K EX-99.3 Supplemental Information (filed 2026-10-14) ↗
Q2 2025Jun 30, 20252.91+0.1 ptsBAC FY2026Q2 Form 8-K EX-99.3 Supplemental Information (filed 2026-07-14) ↗
Q1 2025Mar 31, 20252.85+0.2 ptsBAC FY2025Q4 Form 8-K EX-99.3 Supplemental Information (filed 2026-01-14) ↗
Q4 2024Dec 31, 20242.81-0.0 ptsBAC FY2025Q4 Form 8-K EX-99.3 Supplemental Information (filed 2026-01-14) ↗
Q3 2024Sep 30, 20242.81+0.1 ptsBAC FY2025Q3 Form 8-K EX-99.3 Supplemental Information (filed 2025-10-15) ↗
Q2 2024Jun 30, 20242.77+0.1 ptsBAC FY2025Q2 Form 8-K EX-99.3 Supplemental Information (filed 2025-07-16) ↗
Q1 2024Mar 31, 20242.69+0.1 ptsBAC FY2024Q4 Form 8-K EX-99.3 Supplemental Information (filed 2025-01-16) ↗
Q4 2023Dec 31, 20232.83+0.6 ptsBAC FY2024Q4 Form 8-K EX-99.3 Supplemental Information (filed 2025-01-16) ↗
Q3 2023Sep 30, 20232.76+0.9 ptsBAC FY2024Q3 Form 8-K EX-99.3 Supplemental Information (filed 2024-10-15) ↗
Q2 2023Jun 30, 20232.67+1.0 ptsBAC FY2024Q2 Form 8-K EX-99.3 Supplemental Information (filed 2024-07-16) ↗
Q1 2023Mar 31, 20232.54+0.9 ptsBAC FY2023Q4 Form 8-K EX-99.3 Supplemental Information (filed 2024-01-12) ↗
Q4 2022Dec 31, 20222.19+0.5 ptsBAC FY2023Q4 Form 8-K EX-99.3 Supplemental Information (filed 2024-01-12) ↗

Breakdown

What makes up consumer Deposit Net Interest Spread — Total

Cite this data

StockData. (2026). Bank of America Consumer Deposit Net Interest Spread — Total, quarterly Q4 2015–Q3 2026 [Data set]. Compiled from Bank of America SEC filings and investor materials. https://stockdatahq.com/stocks/bac/kpis/cb-dep-spread-total-pct

See every metric in the Bank of America KPI table. Data updated Oct 26, 2026.