Atlanticus Holdings Corp (ATLCZ) stock
ATLCZNasdaqPersonal Credit InstitutionsFiscal year ends December 31Also trades as ATLC, ATLCL, ATLCP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 10/3035% below fair value
$25.15−0.17 (-0.67%)
Close on Oct 30, 2026Market cap $1.42BP/E 12.2Yield –
Atlanticus profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Atlanticus's profit margin for the twelve months ending Jun 30, 2026 was 5.8%. For fiscal 2025 it was 6.2%, against 8.5% the year before. The highest annual figure on record is 141.4% in fiscal 2018.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6.2% | −2.3 |
| FY2024 | Dec 31, 2024 | 8.5% | −0.4 |
| FY2023 | Dec 31, 2023 | 8.9% | −4.1 |
| FY2022 | Dec 31, 2022 | 13.0% | −10.8 |
| FY2021 | Dec 31, 2021 | 23.8% | +7.1 |
| FY2020 | Dec 31, 2020 | 16.7% | +10.9 |
| FY2019 | Dec 31, 2019 | 5.8% | −135.6 |
| FY2018 | Dec 31, 2018 | 141.4% | +914.8 |
| FY2017 | Dec 31, 2017 | -773.4% | −765.1 |
| FY2016 | Dec 31, 2016 | -8.3% | −11.2 |
| FY2015 | Dec 31, 2015 | 2.9% | −6.6 |
| FY2014 | Dec 31, 2014 | 9.5% | +36.5 |
| FY2013 | Dec 31, 2013 | -27.0% | −56.2 |
| FY2012 | Dec 31, 2012 | 29.2% | −63.4 |
| FY2011 | Dec 31, 2011 | 92.6% | +132.9 |
| FY2010 | Dec 31, 2010 | -40.3% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | 6.7% | −1.1 |
| Q1 FY2026 | Mar 31, 2026 | 6.5% | −2.6 |
| Q4 FY2025 | Dec 31, 2025 | 4.8% | −4.1 |
| Q3 FY2025 | Sep 30, 2025 | 5.0% | −3.4 |
| Q2 FY2025 | Jun 30, 2025 | 7.8% | +0.1 |
| Q1 FY2025 | Mar 31, 2025 | 9.1% | +0.1 |
| Q4 FY2024 | Dec 31, 2024 | 8.9% | +0.3 |
| Q3 FY2024 | Sep 30, 2024 | 8.4% | −0.1 |
| Q2 FY2024 | Jun 30, 2024 | 7.7% | −0.9 |
| Q1 FY2024 | Mar 31, 2024 | 9.0% | −1.0 |
| Q4 FY2023 | Dec 31, 2023 | 8.5% | −0.4 |
| Q3 FY2023 | Sep 30, 2023 | 8.6% | −3.2 |
| Q2 FY2023 | Jun 30, 2023 | 8.6% | −4.0 |
| Q1 FY2023 | Mar 31, 2023 | 10.0% | −9.5 |
| Q4 FY2022 | Dec 31, 2022 | 8.9% | −14.1 |
| Q3 FY2022 | Sep 30, 2022 | 11.7% | −11.3 |
| Q2 FY2022 | Jun 30, 2022 | 12.6% | −7.6 |
| Q1 FY2022 | Mar 31, 2022 | 19.6% | −10.9 |
| Q4 FY2021 | Dec 31, 2021 | 23.0% | +4.3 |
| Q3 FY2021 | Sep 30, 2021 | 23.0% | −3.9 |
| Q2 FY2021 | Jun 30, 2021 | 20.2% | +3.2 |
| Q1 FY2021 | Mar 31, 2021 | 30.5% | +26.6 |
| Q4 FY2020 | Dec 31, 2020 | 18.7% | +18.2 |
| Q3 FY2020 | Sep 30, 2020 | 26.9% | −289.7 |
| Q2 FY2020 | Jun 30, 2020 | 17.1% | −158.8 |
| Q1 FY2020 | Mar 31, 2020 | 3.9% | −273.5 |
| Q4 FY2019 | Dec 31, 2019 | 0.5% | −1332.1 |
| Q3 FY2019 | Sep 30, 2019 | 316.6% | +1573.7 |
| Q2 FY2019 | Jun 30, 2019 | 175.9% | −225.4 |
| Q1 FY2019 | Mar 31, 2019 | 277.3% | +684.1 |
| Q4 FY2018 | Dec 31, 2018 | 1332.6% | +1401.6 |
| Q3 FY2018 | Sep 30, 2018 | -1257.2% | −1195.7 |
| Q2 FY2018 | Jun 30, 2018 | 401.3% | +441.7 |
| Q1 FY2018 | Mar 31, 2018 | -406.8% | −410.2 |
| Q4 FY2017 | Dec 31, 2017 | -68.9% | −58.7 |
| Q3 FY2017 | Sep 30, 2017 | -61.5% | −17.1 |
| Q2 FY2017 | Jun 30, 2017 | -40.4% | – |
| Q1 FY2017 | Mar 31, 2017 | 3.4% | – |
| Q4 FY2016 | Dec 31, 2016 | -10.3% | – |
| Q3 FY2016 | Sep 30, 2016 | -44.4% | – |