Atlanticus Holdings Corp (ATLCZ) stock
ATLCZNasdaqPersonal Credit InstitutionsFiscal year ends December 31Also trades as ATLC, ATLCL, ATLCP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 10/3035% below fair value
$25.15−0.17 (-0.67%)
Close on Oct 30, 2026Market cap $1.42BP/E 12.2Yield –
Atlanticus gross margin
Gross margin is gross profit as a percentage of revenue.
Atlanticus's gross margin for the twelve months ending Jun 30, 2026 was 92.6%. For fiscal 2025 it was 91.8%, against 91.0% the year before. The highest annual figure on record is 91.8% in fiscal 2025.
Annual gross margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 91.8% | +0.9 |
| FY2024 | Dec 31, 2024 | 91.0% | −0.3 |
| FY2023 | Dec 31, 2023 | 91.3% | +0.4 |
| FY2022 | Dec 31, 2022 | 90.9% | +1.0 |
| FY2021 | Dec 31, 2021 | 89.9% | +1.1 |
| FY2020 | Dec 31, 2020 | 88.8% | −0.3 |
| FY2019 | Dec 31, 2019 | 89.1% | +657.7 |
| FY2018 | Dec 31, 2018 | -568.6% | −70.5 |
| FY2017 | Dec 31, 2017 | -498.0% | −557.7 |
| FY2016 | Dec 31, 2016 | 59.7% | +21.6 |
| FY2015 | Dec 31, 2015 | 38.1% | +2.4 |
| FY2014 | Dec 31, 2014 | 35.8% | – |
Quarterly gross margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | 92.2% | +0.9 |
| Q1 FY2026 | Mar 31, 2026 | 93.4% | +2.7 |
| Q4 FY2025 | Dec 31, 2025 | 92.4% | +2.6 |
| Q3 FY2025 | Sep 30, 2025 | 92.1% | +0.1 |
| Q2 FY2025 | Jun 30, 2025 | 91.4% | +0.1 |
| Q1 FY2025 | Mar 31, 2025 | 90.7% | −0.1 |
| Q4 FY2024 | Dec 31, 2024 | 89.9% | −1.5 |
| Q3 FY2024 | Sep 30, 2024 | 92.0% | +0.8 |
| Q2 FY2024 | Jun 30, 2024 | 91.2% | −0.6 |
| Q1 FY2024 | Mar 31, 2024 | 90.8% | +0.1 |
| Q4 FY2023 | Dec 31, 2023 | 91.4% | +0.3 |
| Q3 FY2023 | Sep 30, 2023 | 91.2% | +0.1 |
| Q2 FY2023 | Jun 30, 2023 | 91.8% | +0.7 |
| Q1 FY2023 | Mar 31, 2023 | 90.7% | +0.5 |
| Q4 FY2022 | Dec 31, 2022 | 91.1% | +0.6 |
| Q3 FY2022 | Sep 30, 2022 | 91.1% | +0.5 |
| Q2 FY2022 | Jun 30, 2022 | 91.1% | +1.1 |
| Q1 FY2022 | Mar 31, 2022 | 90.1% | +2.1 |
| Q4 FY2021 | Dec 31, 2021 | 90.5% | +1.3 |
| Q3 FY2021 | Sep 30, 2021 | 90.6% | +1.9 |
| Q2 FY2021 | Jun 30, 2021 | 90.0% | +1.5 |
| Q1 FY2021 | Mar 31, 2021 | 88.0% | −0.7 |
| Q4 FY2020 | Dec 31, 2020 | 89.3% | −7.5 |
| Q3 FY2020 | Sep 30, 2020 | 88.7% | +307.1 |
| Q2 FY2020 | Jun 30, 2020 | 88.5% | +375.1 |
| Q1 FY2020 | Mar 31, 2020 | 88.7% | +495.7 |
| Q4 FY2019 | Dec 31, 2019 | 96.8% | +563.0 |
| Q3 FY2019 | Sep 30, 2019 | -218.4% | +407.1 |
| Q2 FY2019 | Jun 30, 2019 | -286.6% | +249.8 |
| Q1 FY2019 | Mar 31, 2019 | -407.0% | +291.3 |
| Q4 FY2018 | Dec 31, 2018 | -466.2% | −534.3 |
| Q3 FY2018 | Sep 30, 2018 | -625.5% | −689.8 |
| Q2 FY2018 | Jun 30, 2018 | -536.4% | −601.6 |
| Q1 FY2018 | Mar 31, 2018 | -698.3% | −765.3 |
| Q4 FY2017 | Dec 31, 2017 | 68.1% | +4.1 |
| Q3 FY2017 | Sep 30, 2017 | 64.3% | −1.2 |
| Q2 FY2017 | Jun 30, 2017 | 65.3% | – |
| Q1 FY2017 | Mar 31, 2017 | 67.1% | – |
| Q4 FY2016 | Dec 31, 2016 | 64.0% | – |
| Q3 FY2016 | Sep 30, 2016 | 65.6% | – |