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Atlanticus Holdings Corp (ATLCZ) stock

ATLCZNasdaqPersonal Credit InstitutionsFiscal year ends December 31Also trades as ATLC, ATLCL, ATLCP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 10/3035% below fair value
$25.15−0.17 (-0.67%)

Close on Oct 30, 2026Market cap $1.42BP/E 12.2Yield –

Atlanticus Holdings Corp grew revenue 83.7% to $2.65B over the twelve months to Jun 30, 2026. At the latest close the market valued the company at $1.42B, 12.2 times its earnings.

Revenue
$2.65B
+83.7% vs. a year earlier
EPS, diluted
$7.66
+35.3% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026

Valuation

Market cap
$1.42B
P/E ratio
12.2
Price to sales
0.53
Price to book
2.02
Dividend yield
–
Free cash flow yield
–

Fundamentals

Revenue
$2.65B
Net income
$154.01M
EPS, diluted
$7.66
Book value per share
$36.62
Diluted shares
19M

Trading

Previous close
$25.32
Open
$25.41
Day's range
$25.15 – $25.41
Volume
21,834
Average volume (20 days)
13,490
Beta (5 years)
1.81
52-week range
$47.50 – $114.34
RSI (14 days)
52.4
Volatility (1 year)
52.0%
Relative volume
0.73×
WACC
14.0%

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.

PeriodATLCZS&P 500DifferenceATLCZ per yearS&P 500 per year
1 month+0.4%-0.9%+1.3 pts
3 months+1.2%+2.1%−0.9 pts
Year to date+6.6%+11.7%−5.0 pts
1 year+8.3%+12.4%−4.0 pts

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$2.65B+83.7% YoY

Gross profit

$2.46B+86.9% YoY

Net income

$154.01M+25.3% YoY

EPS, diluted

$7.66+35.3% YoY

Free cash flow

–
Reported periodTrailing twelve months

Press releases

Releases Atlanticus filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Atlanticus

Personal Credit Institutions

Atlanticus Holdings Corporation is a financial services company that facilitates consumer credit solutions, operating primarily through its Credit and Other Investments and Auto Finance segments. In collaboration with bank partners and retail merchants, the company supports point-of-sale financing, credit card products, and direct-to-consumer lending solutions. Through its CAR Auto Finance operations, it also provides specialized installment financing for pre-owned automotive purchases. These financial products serve everyday consumers seeking manageable credit alternatives alongside retail and automotive partners that utilize payment options to support customer transactions.

Company profile, executives and history

Atlanticus stock: common questions

What is Atlanticus's stock price?

ATLCZ closed at $25.15 on Oct 30, 2026, down 0.67% on the day. Over the past 52 weeks it traded between $47.50 and $114.34.

What is Atlanticus's market cap?

Atlanticus was worth $1.42B at the close on Oct 30, 2026: the share price times the diluted shares outstanding.

What is ATLCZ's P/E ratio?

ATLCZ trades at 12.2 times earnings, based on diluted earnings per share of $7.66 over the twelve months to Jun 30, 2026.

How much revenue does Atlanticus make?

Atlanticus reported revenue of $2.65B for the twelve months to Jun 30, 2026, up 83.7% from a year earlier.

Does Atlanticus pay a dividend?

No. Atlanticus has not paid a cash dividend over the last twelve months.

How has ATLCZ stock performed over the past year?

Including dividends, ATLCZ returned +8.3% over the past year, against +12.4% for the S&P 500.

Who are Atlanticus's competitors?

Companies most similar to Atlanticus by business, industry and size include ENVA, CACC, OMF, AFRM, BFH.