Popular vs UMB Financial
BPOP and UMBF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BPOP and UMBF compare
Popular and UMB Financial are about the same size, with market caps of $10.0B and $10.2B.
On earnings, UMB Financial is cheaper: it trades at 10.2× trailing earnings, against 10.6× for Popular.
UMB Financial grew revenue faster over the last twelve months (27.3% versus 9.6% for Popular).
Popular keeps more of each dollar of sales as profit, with a net margin of 37.9% compared with 34.3% at UMB Financial.
Both pay dividends: Popular yields 2.0% and UMB Financial 1.3%.
UMB Financial scores higher on the StockData Score (19 against 16 for Popular), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BPOP | UMBF |
|---|---|---|
| Size and price | ||
| Market cap | $10.0B | $10.2B |
| Share price | $156.61 | $134.47 |
| Change, 1 year | 43.4% | 23.7% |
| Change, 5 years | 88.9% | 29.0% |
| Beta (5Y) | 0.85 | 0.85 |
| Employees | 9,427 | 5,222 |
| StockData Score | ||
| Total score | 16 | 19 (better) |
| Valuation score | 2 | 4 (better) |
| Growth score | 2 | 3 (better) |
| Performance score | 5 | 5 |
| Health score | 3 | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 10.6× | 10.2× (better) |
| P/S | 3.9× | 3.4× (better) |
| P/B | 1.6× | 1.3× (better) |
| P/FCF | 12.4× | 8.9× (better) |
| PEG | – | 6.39 |
| FCF yield | 8.1% | 11.2% (better) |
| Fair value | $148.60 | $147.13 |
| Margin of safety | −5.4% | 8.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.6% | 27.3% (better) |
| Revenue growth, 5Y average | 6.2% | 15.5% (better) |
| Net income growth (TTM) | 34.4% | 70.1% (better) |
| EPS growth (TTM) | 43.5% | 49.6% (better) |
| EPS growth, 5Y average | 15.9% (better) | 9.4% |
| Profitability | ||
| Net margin | 37.9% (better) | 34.3% |
| FCF margin | 31.6% | 37.9% (better) |
| Return on equity | 15.6% (better) | 13.5% |
| Financial health | ||
| Altman Z-score | 0.21 | 0.22 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% (better) | 1.3% |
| Payout ratio | 20.4% | 15.7% |
| Years of dividend growth | 7 | 16 (better) |
| Dividend growth, 5Y average | 12.6% (better) | 5.5% |
| Buyback yield | – | 0.37% |
| Shareholder yield | 2.0% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 93.1% | 96.0% |
| Held by insiders | 2.0% | 7.0% |
| Insider net buying, 12 months | −$17.3M | −$11.4M (better) |
Go deeper
- BPOP stock overview
- BPOP income statement
- BPOP valuation and score
- UMBF stock overview
- UMBF income statement
- UMBF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.