UMBFNasdaqNational Commercial BanksFiscal year ends December 31Also trades as UMBFO

UMB FINANCIAL CORP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026

$129.65−1.45 (-1.11%)

Close on Oct 19, 2026

Market cap: $9.90B
P/E (TTM): 10.8
Dividend yield: 1.26%

UMB FINANCIAL CORP income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31
Revenue	2,652	1,629	1,462	1,468	1,283	1,291	1,098	1,012	982	898	783	849	825	778	731	671	613	588
Advertising Expenses	46	28	26	26	19	15	26	24	21	21	22	24	23	25	20	18	15	19
Interest Expense	–	–	919	224	46	77	192	122	58	28	19	14	15	20	27	36	53	113
Income from Equity Investments	–	–	–	–	–	–	–	–	-1.11	2.70	-12	3.98	19	0.42	0.00	–	–	–
Asset Impairment Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	–	–	–
Gain (Loss) on Investments	31	11	-3.14	58	5.06	121	2.25	0.58	4.19	8.51	–	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	-0.11	3.20	4.34	3.06	2.67	0.80	0.37	2.72	103	0.76	0.10	3.03	1.43	–	–	–	–	–
Legal Settlements	–	–	–	–	–	–	–	–	–	–	–	–	–	–	-7.80	–	–	–
Pretax Income	875	541	422	532	429	339	286	224	236	199	128	166	184	170	146	127	120	140
Income Tax Expense	173	100	72	100	76	52	42	27	53	45	32	45	50	48	40	36	31	42
Income from Continuing Operations	–	–	–	–	–	287	244	196	183	154	97	–	–	–	–	–	–	–
Income from Discontinued Operations	–	–	–	–	–	–	–	-0.75	64	5.17	20	–	–	–	–	–	–	–
Net Income	702	441	350	432	353	287	244	196	247	159	116	121	134	123	106	91	89	98
Preferred Dividends	18	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Net Income to Common	685	441	350	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
EPS (Basic)(per share)	9.35	9.05	7.22	8.93	7.31	5.95	4.99	3.97	5.02	3.25	2.46	2.69	3.25	3.07	2.66	2.27	2.22	2.41
EPS (Diluted)(per share)	9.29	8.99	7.18	8.86	7.24	5.93	4.96	3.93	4.96	3.22	2.44	2.65	3.20	3.04	2.64	2.26	2.20	2.38
Shares Outstanding (Basic, Weighted)(shares)	73	49	49	48	48	48	49	49	49	49	47	45	41	40	40	40	40	41
Shares Outstanding (Diluted, Weighted)(shares)	74	49	49	49	49	48	49	50	50	49	48	45	42	40	40	40	41	41
Dividend per Share(per share)	1.63	1.57	1.53	1.49	1.38	1.25	1.21	1.17	1.04	0.99	0.95	0.91	0.87	0.83	0.79	0.75	0.71	0.66
Total Interest Income	3,354	2,171	1,839	1,138	862	808	863	732	617	523	431	364	348	340	344	347	356	388
Net Interest Income	1,862	1,001	920	914	816	731	671	610	559	495	412	350	333	320	317	311	303	275
Non-Interest Income	790	628	542	554	467	560	427	402	424	403	371	499	492	458	414	360	310	313
Provision for Credit Losses	155	61	41	38	20	131	33	71	41	33	16	17	18	18	22	32	32	18
Non-Interest Expense	1,623	1,027	999	898	834	822	779	718	705	667	639	666	623	590	563	513	461	430

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 32.3%
Return on equity, FY2025: 12.6%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.8
Price to sales: 3.40
Price to book: 1.23
Dividend yield: 1.26%