Old National Bancorp vs UMB Financial
ONB and UMBF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ONB and UMBF compare
Old National Bancorp and UMB Financial are about the same size, with market caps of $9.6B and $10.2B.
On earnings, UMB Financial is cheaper: it trades at 10.2× trailing earnings, against 11.2× for Old National Bancorp.
Old National Bancorp grew revenue faster over the last twelve months (34.1% versus 27.3% for UMB Financial).
UMB Financial keeps more of each dollar of sales as profit, with a net margin of 34.3% compared with 31.4% at Old National Bancorp.
Both pay dividends: Old National Bancorp yields 2.3% and UMB Financial 1.3%.
Old National Bancorp scores higher on the StockData Score (20 against 19 for UMB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ONB | UMBF |
|---|---|---|
| Size and price | ||
| Market cap | $9.6B | $10.2B |
| Share price | $25.09 | $134.47 |
| Change, 1 year | 24.9% | 23.7% |
| Change, 5 years | 37.3% | 29.0% |
| Beta (5Y) | 0.81 | 0.85 |
| Employees | 4,066 | 5,222 |
| StockData Score | ||
| Total score | 20 (better) | 19 |
| Valuation score | 5 (better) | 4 |
| Growth score | 3 | 3 |
| Performance score | 3 | 5 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.2× | 10.2× (better) |
| P/S | 3.4× | 3.4× (better) |
| P/B | 1.1× (better) | 1.3× |
| P/FCF | 10.2× | 8.9× (better) |
| PEG | 1.84 (better) | 6.39 |
| FCF yield | 9.8% | 11.2% (better) |
| Fair value | $26.22 | $147.13 |
| Margin of safety | 4.3% | 8.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 34.1% (better) | 27.3% |
| Revenue growth, 5Y average | 84.4% (better) | 15.5% |
| Net income growth (TTM) | 56.1% | 70.1% (better) |
| EPS growth (TTM) | 33.1% | 49.6% (better) |
| EPS growth, 5Y average | 5.6% | 9.4% (better) |
| Profitability | ||
| Net margin | 31.4% | 34.3% (better) |
| FCF margin | 33.3% | 37.9% (better) |
| Return on equity | 10.6% | 13.5% (better) |
| Financial health | ||
| Altman Z-score | 0.18 | 0.22 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.3% (better) | 1.3% |
| Payout ratio | 26.8% | 15.7% |
| Years of dividend growth | 0 | 16 (better) |
| Dividend growth, 5Y average | 0.00% | 5.5% (better) |
| Buyback yield | 2.8% (better) | 0.37% |
| Shareholder yield | 5.1% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 86.0% | 96.0% |
| Held by insiders | 11.6% | 7.0% |
| Insider net buying, 12 months | −$51.6M | −$11.4M (better) |
Go deeper
- ONB stock overview
- ONB income statement
- ONB valuation and score
- UMBF stock overview
- UMBF income statement
- UMBF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.