ACI Worldwide vs Jack Henry & Associates
ACIW and JKHY side by side, both in computer programming, data processing, and other computer related services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACIW and JKHY compare
Jack Henry & Associates is the larger company, worth 2.0 times as much as ACI Worldwide ($11.3B against $5.7B).
On earnings, Jack Henry & Associates is cheaper: it trades at 23.1× trailing earnings, against 25.8× for ACI Worldwide.
Jack Henry & Associates grew revenue faster over the last twelve months (7.1% versus 7.0% for ACI Worldwide).
Jack Henry & Associates keeps more of each dollar of sales as profit, with a net margin of 19.8% compared with 12.4% at ACI Worldwide.
Jack Henry & Associates pays a dividend yielding 1.5%; ACI Worldwide does not pay one.
Jack Henry & Associates scores higher on the StockData Score (24 against 13 for ACI Worldwide), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACIW | JKHY |
|---|---|---|
| Size and price | ||
| Market cap | $5.7B | $11.3B |
| Share price | $56.34 | $161.34 |
| Change, 1 year | 19.0% | 7.6% |
| Change, 5 years | 74.2% | 1.9% |
| Beta (5Y) | 1.01 | 0.45 |
| Employees | 2,930 | 7,300 |
| StockData Score | ||
| Total score | 13 | 24 (better) |
| Valuation score | 1 | 4 (better) |
| Growth score | 2 | 4 (better) |
| Performance score | 5 | 6 (better) |
| Health score | 5 | 6 (better) |
| Dividend score | 0 | 4 (better) |
| Valuation | ||
| P/E | 25.8× | 23.1× (better) |
| P/S | 3.1× (better) | 4.4× |
| P/B | 3.8× (better) | 5.5× |
| EV/EBITDA | 14.5× (better) | 17.8× |
| P/FCF | 18.3× | 16.3× (better) |
| PEG | 1.27 (better) | 1.99 |
| FCF yield | 5.5% | 6.1% (better) |
| Fair value | $52.05 | $182.31 |
| Margin of safety | −8.3% | 11.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.0% | 7.1% (better) |
| Revenue growth, 5Y average | 6.3% | 7.7% (better) |
| Net income growth (TTM) | −10.1% | 10.3% (better) |
| EPS growth (TTM) | −8.0% | 11.9% (better) |
| EPS growth, 5Y average | 28.4% (better) | 11.1% |
| Profitability | ||
| Gross margin | 49.1% (better) | 43.7% |
| Operating margin | 18.6% | 25.0% (better) |
| Net margin | 12.4% | 19.8% (better) |
| FCF margin | 17.1% | 27.3% (better) |
| Return on equity | 15.6% | 24.0% (better) |
| Return on invested capital | 11.7% | 24.0% (better) |
| Financial health | ||
| Debt / equity | 0.55 (better) | 0.00 |
| Net debt / EBITDA | 1.50 | – |
| Interest coverage | 6.4× | – |
| Current ratio | 1.58 (better) | 1.17 |
| Altman Z-score | 4.10 | 9.36 (better) |
| Piotroski F-score | 7 | 8 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 1.5% |
| Payout ratio | – | 33.9% |
| Years of dividend growth | – | 17 |
| Dividend growth, 5Y average | – | 6.0% |
| Buyback yield | 3.0% | 3.9% (better) |
| Shareholder yield | 3.0% | 5.4% (better) |
| Ownership | ||
| Held by institutions | 103% | 99.1% |
| Held by insiders | 1.9% | 0.61% |
| Insider net buying, 12 months | $22.7K (better) | −$3.2M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 6.5% | 6.9% |
Go deeper
- ACIW stock overview
- ACIW income statement
- ACIW valuation and score
- JKHY stock overview
- JKHY income statement
- JKHY valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.