ACIWNasdaqServices-Prepackaged SoftwareFiscal year ends December 31

ACI WORLDWIDE, INC.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$52.22−0.58 (-1.10%)

Close on Oct 19, 2026

Market cap: $5.31B
P/E (TTM): 24.0
Dividend yield: –

ACI WORLDWIDE, INC. income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31
Revenue	1,760	1,594	1,453	1,422	1,371	1,294	1,258	1,010	1,024	1,006	1,046	1,016	865	667	465	418	406	418
Cost of Revenue	898	792	719	696	639	622	617	430	452	445	472	430	319	202	119	117	113	117
Gross Profit	862	803	733	726	732	672	641	579	572	561	574	586	546	465	346	301	293	301
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	90	74	78	76
Selling, General & Admin	268	237	250	249	250	256	259	225	261	232	217	207	199	196	152	141	141	174
Selling & Marketing	125	118	133	135	127	104	124	118	108	118	129	112	100	87	81	71	62	73
General & Administrative	143	118	117	114	124	152	135	107	153	114	87	95	99	109	71	70	79	100
Operating Expenses	–	–	–	–	–	–	–	884	940	785	918	878	742	592	399	–	–	–
Total Costs & Expenses	1,430	1,286	1,232	1,218	1,161	1,150	1,135	884	940	785	918	–	–	592	399	365	364	396
Operating Income	330	308	220	204	210	145	124	126	85	221	128	138	123	74	66	54	42	22
Interest Expense	58	72	78	53	45	57	64	42	39	40	41	40	27	10	2.43	2.00	2.86	5.01
Interest & Investment Income	15	16	14	13	12	12	12	11	0.56	0.53	0.39	0.58	0.66	0.91	1.32	0.67	1.04	2.61
Income from Equity Investments	0	0.96	0.32	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Other Non-Operating Income	-23	-58	-73	2.80	-35	-46	-52	-34	-41	-36	-15	-39	-30	-9.10	-1.92	-4.95	-8.46	5.84
Merger & Restructuring Charges	–	–	–	–	–	–	–	–	2.45	5.04	1.34	8.54	8.89	14	–	–	–	–
Asset Impairment Charges	–	–	–	–	0	–	–	–	0	0	–	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	0	0	38	0	0	–	–	–	151	–	–	–	–	–	–	1.05	–
Legal Settlements	–	–	–	–	–	–	–	–	-2.70	-2.70	-2.70	–	–	–	–	–	–	–
Pretax Income	307	250	148	207	175	99	72	92	44	186	113	99	93	65	64	49	33	28
Income Tax Expense	80	47	26	64	47	26	5.15	23	38	56	28	31	29	16	18	22	13	17
Net Income incl. Noncontrolling Interests	–	–	–	142	128	73	67	69	5.14	130	–	–	–	–	–	–	–	–
Net Income	227	203	122	142	128	73	67	69	5.14	130	85	68	64	49	46	27	20	11
EPS (Basic)(per share)	2.18	1.93	1.12	1.25	1.09	0.62	0.58	0.59	0.04	1.10	0.73	0.59	0.54	0.42	0.46	0.27	0.19	0.10
EPS (Diluted)(per share)	2.16	1.91	1.12	1.24	1.08	0.62	0.57	0.59	0.04	1.09	0.72	0.58	0.53	0.41	0.45	0.27	0.19	0.10
Shares Outstanding (Basic, Weighted)(shares)	104	105	108	114	117	116	116	116	118	118	117	115	118	116	100	101	103	103
Shares Outstanding (Diluted, Weighted)(shares)	105	106	109	114	119	118	119	118	119	119	119	117	120	120	103	102	104	104
Dividend per Share(per share)	–	–	–	–	–	–	–	–	0.00	0.00	0.00	0.00	–	–	–	–	–	–
EBITDA	427	419	343	331	343	285	246	223	187	325	211	225	193	125	95	80	65	38
Net Interest Income	-43	-57	-64	-41	-34	-45	-52	-30	-38	-40	–	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: 49.1%
Operating margin: 18.6%
Net margin: 12.4%
Return on equity, FY2025: 15.4%

Financial strength

Current ratio: 1.58
Debt to equity: 0.55
Debt to assets: 26.6%
Cash to current liabilities: 23.1%

Valuation

P/E ratio: 24.0
Price to sales: 2.92
Price to book: 3.55
Dividend yield: –