JKHYNasdaqServices-Computer Integrated Systems DesignFiscal year ends June 30
JACK HENRY & ASSOCIATES INC
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Aug 28, 2026
$152.79−0.40 (-0.26%)
Close on Oct 19, 2026
- Market cap
- $10.83B
- P/E (TTM)
- 21.9
- Dividend yield
- 1.56%
Margins
Share of revenue, fiscal years 2012 to 2026
Gross margin
43.7%+4.1 pts over 5 years
Operating margin
25.0%+2.3 pts over 5 years
Net margin
19.8%+2.0 pts over 5 years
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +7.1% | +7.0% | +7.7% | +6.5% | |
| Gross profit | +9.5% | +9.0% | +9.8% | +6.7% | |
| Operating income | +11.7% | +9.7% | +9.8% | +5.8% | |
| Net income | +10.3% | +11.1% | +10.1% | +7.3% | |
| EPS, diluted | +11.9% | +11.6% | +11.1% | +8.4% | |
| Free cash flow | +18.1% | +26.6% | +9.6% | +8.4% | |
| Dividend per share | +5.3% | +5.6% | +6.0% | +8.4% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | 21.9% | 21.7% | 24.0% | |
| Return on assets | 12.3% | 13.1% | 16.2% | |
| Current ratio | 1.10 | 1.04 | 1.17 | |
| Debt to equity | 0.05 | 0.08 | – | |
| Interest coverage | 343.1× | 348.5× | – | |
| Capex to revenue | 3.0% | 1.3% | 2.6% | |
| Diluted shares | 78M | 76M | 72M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Jack Henry & Associates generated $2.86B from operations and spent $1.76B on capital expenditure, dividends and share buybacks. 14% of that went back into the business.
Generated
$2.86B
Used
$1.76B
Capital expenditure$252.42M14%Dividends$777.23M44%Share buybacks$730.20M41%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin19.8%
×Asset turnover0.82×
×Equity multiplier1.48×
=Return on equity, FY202624.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2026 | 19.8% | 0.82× | 1.48× | 24.0% |
| FY2025 | 19.2% | 0.80× | 1.50× | 22.9% |
| FY2024 | 17.2% | 0.78× | 1.65× | 22.1% |
| FY2023 | 17.6% | 0.79× | 1.75× | 24.5% |
| FY2022 | 18.7% | 0.81× | 1.77× | 26.9% |
| FY2021 | 17.7% | 0.74× | 1.66× | 21.7% |
| FY2020 | 17.5% | 0.74× | 1.55× | 19.9% |
| FY2019 | 17.5% | 0.74× | 1.53× | 19.8% |
| FY2018 | 24.8% | 0.75× | 1.63× | 30.1% |
| FY2017 | 16.5% | 0.75× | 1.78× | 21.9% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
7of 8 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero$502.78M
- Cash generatingOperating cash flow above zero$761.96M
- Return on assets improvedROA up on the prior year15.6% → 16.5%
- Earnings backed by cashOperating cash flow above net income$761.96M vs $502.78M
- Less leverageLong-term debt to assets fell0.0% → –
- Better liquidityCurrent ratio rose1.27 → 1.17
- No dilutionShare count did not rise73M → 72M
- Gross margin improvedGross margin up on the prior year42.71% → 43.65%
- More efficientAsset turnover rose0.81 → 0.84