Jack Henry & Associates vs Tyler Technologies
JKHY and TYL side by side, both in computer programming, data processing, and other computer related services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How JKHY and TYL compare
Tyler Technologies is the larger company, worth 1.4 times as much as Jack Henry & Associates ($16.1B against $11.3B).
On earnings, Jack Henry & Associates is cheaper: it trades at 23.1× trailing earnings, against 52.3× for Tyler Technologies.
Tyler Technologies grew revenue faster over the last twelve months (8.2% versus 7.1% for Jack Henry & Associates).
Jack Henry & Associates keeps more of each dollar of sales as profit, with a net margin of 19.8% compared with 13.4% at Tyler Technologies.
Jack Henry & Associates pays a dividend yielding 1.5%; Tyler Technologies does not pay one.
Jack Henry & Associates scores higher on the StockData Score (24 against 16 for Tyler Technologies), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | JKHY | TYL |
|---|---|---|
| Size and price | ||
| Market cap | $11.3B | $16.1B |
| Share price | $161.34 | $394.30 |
| Change, 1 year | 7.6% | −17.5% |
| Change, 5 years | 1.9% | −26.0% |
| Beta (5Y) | 0.45 | 0.99 |
| Employees | 7,300 | 7,800 |
| StockData Score | ||
| Total score | 24 (better) | 16 |
| Valuation score | 4 (better) | 2 |
| Growth score | 4 (better) | 3 |
| Performance score | 6 (better) | 5 |
| Health score | 6 | 6 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 23.1× (better) | 52.3× |
| P/S | 4.4× (better) | 6.6× |
| P/B | 5.5× | 5.3× (better) |
| EV/EBITDA | 17.8× (better) | 29.6× |
| P/FCF | 16.3× (better) | 22.6× |
| PEG | 1.99 (better) | 2.27 |
| FCF yield | 6.1% (better) | 4.4% |
| Fair value | $182.31 | $333.47 |
| Margin of safety | 11.5% (better) | −18.2% |
| Growth | ||
| Revenue growth (TTM) | 7.1% | 8.2% (better) |
| Revenue growth, 5Y average | 7.7% | 15.9% (better) |
| Net income growth (TTM) | 10.3% (better) | 5.8% |
| EPS growth (TTM) | 11.9% (better) | 7.7% |
| EPS growth, 5Y average | 11.1% (better) | 9.0% |
| Profitability | ||
| Gross margin | 43.7% | 47.2% (better) |
| Operating margin | 25.0% (better) | 15.1% |
| Net margin | 19.8% (better) | 13.4% |
| FCF margin | 27.3% | 29.4% (better) |
| Return on equity | 24.0% (better) | 9.7% |
| Return on invested capital | 24.0% (better) | 11.8% |
| Financial health | ||
| Debt / equity | 0.00 | 0.00 |
| Interest coverage | – | 56.4× |
| Current ratio | 1.17 | 1.55 (better) |
| Altman Z-score | 9.36 (better) | 4.82 |
| Piotroski F-score | 8 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | – |
| Payout ratio | 33.9% | – |
| Years of dividend growth | 17 | – |
| Dividend growth, 5Y average | 6.0% | – |
| Buyback yield | 3.9% | 5.7% (better) |
| Shareholder yield | 5.4% | 5.7% (better) |
| Ownership | ||
| Held by institutions | 99.1% | 106% |
| Held by insiders | 0.61% | 0.50% |
| Insider net buying, 12 months | −$3.2M (better) | −$10.0M |
| Short interest, % of float | 6.9% | 7.6% |
Go deeper
- JKHY stock overview
- JKHY income statement
- JKHY valuation and score
- TYL stock overview
- TYL income statement
- TYL valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.