Universal Insurance Holdings, Inc. (UVE) company profile

Universal Insurance Holdings, Inc. is an insurance holding company that operates in the property and casualty insurance sector. Through its primary insurance subsidiaries, Universal Property and Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, the organization provides property and casualty insurance policies. Its offerings focus on property protection against loss and storm perils, along with related insurance services such as claim management, subrogation processing, and reinsurance agreements. The business primarily serves individual and commercial property owners seeking property and casualty coverage.

The company maintains its corporate headquarters and principal executive offices in Fort Lauderdale, Florida. Its operational and regulatory footprint spans the United States, with statutory deposits, regulatory investments, and insurance operations identified across multiple states, including Florida, Georgia, North Carolina, Virginia, Hawaii, Massachusetts, and South Carolina. The organization conducts its business through these domestic operations and state-specific regulatory frameworks.

Summary of the business section of Universal Insurance's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

“As of December 31, 2025, we had 929 full-time employees, of whom 89% are based in Florida.”