UNIVERSAL INSURANCE HOLDINGS, INC.
Close on Oct 19, 2026
- Market cap
- $1.36B
- P/E (TTM)
- 6.2
- Dividend yield
- 1.64%
About Universal Insurance
Fire, Marine & Casualty Insurance, SIC 6331
Universal Insurance Holdings, Inc. is an insurance holding company that operates in the property and casualty insurance sector. Through its primary insurance subsidiaries, Universal Property and Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, the organization provides property and casualty insurance policies. Its offerings focus on property protection against loss and storm perils, along with related insurance services such as claim management, subrogation processing, and reinsurance agreements. The business primarily serves individual and commercial property owners seeking property and casualty coverage.
The company maintains its corporate headquarters and principal executive offices in Fort Lauderdale, Florida. Its operational and regulatory footprint spans the United States, with statutory deposits, regulatory investments, and insurance operations identified across multiple states, including Florida, Georgia, North Carolina, Virginia, Hawaii, Massachusetts, and South Carolina. The organization conducts its business through these domestic operations and state-specific regulatory frameworks.
Summary of the business section of Universal Insurance's latest annual report, written by StockData.
Company profile
Company
- Legal name
- UNIVERSAL INSURANCE HOLDINGS, INC.
- Headquarters
- Fort Lauderdale, FL
- Address
- 1110 W. Commercial Blvd., Suite 100 33309
- Phone
- (954) 958-1200
- Employees
- 929, Dec 31, 2025
- Industry
- Fire, Marine & Casualty Insurance
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- Plante & Moran, PLLC, East Lansing, Michigan
Stock & identifiers
- Ticker
- UVE
- Exchange
- NYSE
- Shares outstanding
- 28M, Jul 27, 2026
- Public float
- $711.24M, Jun 30, 2025
- Filer category
- Large accelerated filer
- SEC CIK
- 891166
- CUSIP
- 91359V107
- ISIN
- US91359V1070
- LEI
- 529900GGAZ6WVUCWQM46
- EIN
- 65-0231984
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Sean P. Downes | Executive Chairman, Director | 1,134,645 |
| Stephen Donaghy | CEO, Director | 699,461 |
| Kimberly D. Campos | CIO & CAO, Director | 7,422 |
| Frank Wilcox | CFO | 136,882 |
| Gary Lloyd Ropiecki | Principal Accounting Officer | 7,312 |
| Michael Pietrangelo | Director | 84,707 |
| Scott P. Callahan | Director | 32,511 |
| Francis Xavier McCahill III | Director | 29,475 |
| Richard D. Peterson | Director | 28,869 |
| Ozzie A. Schindler | Director | 44,204 |
| Marlene Gordon | Director | 28,475 |
| Shannon A. Brown | Director | 16,138 |
| Jon Springer | Director | 250,734 |
| Carol G. Barton | Director | 8,642 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Stephen J. Donaghy | $5.24M | $8.73M | $4.78M | $281 | $199 |
| FY2024 Stephen J. Donaghy | $4.51M | $7.30M | $1.80M | $170 | $183 |
| FY2023 Stephen J. Donaghy | $4.36M | $6.96M | $1.62M | $124 | $144 |
| FY2022 Stephen J. Donaghy | $3.58M | $1.92M | $1.51M | $79 | $128 |
| FY2021 Stephen J. Donaghy | $3.54M | $3.22M | $723.93K | $118 | $123 |
| FY2020 Stephen J. Donaghy | $3.32M | $2.67M | $2.20M | $57 | $97 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, we had 929 full-time employees, of whom 89% are based in Florida.”
Corporate history
Events identified from SEC filings