Stewart Information Services Corp (STC) stock
STCNYSETitle InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 15/3035% below fair value
$41.62−2.50 (-5.67%)
Close on Nov 12, 2026Market cap $1.27BP/E 10.4Yield 4.93%
Stewart Information Services statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 3, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 15, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 6.61
- 7.17
Enterprise valuationIndustry
- EV / Sales
- 0.32
- 0.96
- EV / FCF
- 10.53
- 7.18
Share statisticsIndustry
- Shares Change (YoY)
- 7.27%
- -1.32%
- Shares Change (QoQ)
- 0.25%
- -0.09%
- Float
- 30M
- 57M
- Shares Held by Insiders
- 2.13%
- 3.33%
- Shares Held by Institutions
- 98.1%
- 84.6%
Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- 6.31%
- -2.56%
- Short % of Float
- 4.27%
- 3.81%
- Short % of Shares Outstanding
- 4.18%
- 3.02%
- Days to Cover
- 1.17
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $78.61
- –
- 52-Week Low
- $41.43
- –
- 20-Day Moving Average
- $46.69
- –
- 50-Day Moving Average
- $53.94
- –
- 200-Day Moving Average
- $63.78
- –
- Average True Range (14)
- $2.31
- –
- Price Change (1 Week)
- -15.0%
- 0.12%
- Price Change (1 Month)
- -18.1%
- 4.24%
- Price Change (3 Months)
- -39.0%
- 0.69%
- Price Change (6 Months)
- -38.3%
- 11.5%
- Price Change (YTD)
- -40.8%
- 8.44%
- Price Change (1 Year)
- -43.2%
- 9.87%
- Price Change (3 Years)
- -5.62%
- 49.0%
- Price Change (5 Years)
- -46.3%
- 41.8%
- Price Change (10 Years)
- -8.95%
- 114.7%
- Average Volume (10 Days)
- 799,867
- –
- Average Volume (20 Days)
- 882,514
- –
- Average Volume (90 Days)
- 403,479
- –
- Relative Volume
- 1.26
- 0.78
- Relative Strength Index (14)
- 31.4
- 55.8
- Volatility (1 Year)
- 36.1%
- 28.3%
- Beta (5 Years)
- 0.85
- 0.60
MarginsIndustry
- Pretax Margin
- 5.22%
- 13.5%
- EBITDA Margin
- 7.27%
- 13.5%
- FCF Margin
- 3.03%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 7.68%
- 13.9%
- Return on Assets (ROA)
- 3.93%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 20.5%
- 6.46%
- Net Income Growth (YoY)
- 18.4%
- 11.9%
- EPS Growth (YoY)
- 11.1%
- 12.7%
- FCF Growth (YoY)
- -18.7%
- 9.52%
- Revenue Growth (3Y CAGR)
- -1.63%
- 9.53%
- Revenue Growth (5Y CAGR)
- 5.01%
- 8.29%
- EPS Growth (3Y CAGR)
- -12.0%
- 15.9%
- EPS Growth (5Y CAGR)
- -8.22%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 1.10
- 0.27
- Revenue Per Employee
- $432.28K
- $1.80M
- Profits Per Employee
- $15.48K
- $182.48K
- Employee Count
- 7,800
- 1,341
- WACC
- 9.13%
- 7.87%
Income statement (TTM)Industry
- Pretax Income
- $176.01M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $205.97M
- $331.32M
- Net Cash Per Share
- $6.75
- $5.43
- Equity (Book Value)
- $1.67B
- $3.44B
- Book Value Per Share
- $54.83
- $37.80
- Tangible Book Value
- -$35.77M
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$90.12M
- -$9.40M
- FCF Per Share
- $3.34
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 9.51%
- 8.74%
- FCF Yield
- 8.03%
- 11.6%
- Dividend Yield
- 4.93%
- 1.89%
- Buyback Yield
- 0.45%
- 3.22%
- Shareholder Yield
- 5.38%
- 4.27%
- Dividend Per Share
- $2.05
- $1.75
- Dividend Growth (YoY)
- 5.13%
- 4.86%
- Years of Dividend Growth
- 5
- 3
- Payout Ratio
- 54.3%
- 20.1%
- FCF Payout Ratio
- 64.2%
- 17.9%
Taxes and interestIndustry
- Income Tax
- $40.34M
- $107.00M
- Effective Tax Rate
- 22.9%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $70.16
- $76.72
- Graham Upside
- 68.6%
- 11.1%
- Altman Z-Score
- 2.00
- 0.94
- Piotroski F-Score
- 6
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | STC | S&P 500 | Difference | STC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -16.9% | -2.7% | −14.2 pts | ||
| 3 months | -36.0% | -1.7% | −34.3 pts | ||
| Year to date | -39.3% | +11.9% | −51.2 pts | ||
| 1 year | -40.6% | +12.0% | −52.6 pts | ||
| 3 years | +1.8% | +78.2% | −76.4 pts | +0.6% | +21.2% |
| 5 years | -36.9% | +73.2% | −110.2 pts | -8.8% | +11.6% |
| 10 years | +23.6% | +309.6% | −286.0 pts | +2.1% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M STC shares were sold short on Oct 30, 2026, up 6.3% from the previous report, or 4.27% of the shares available to trade. At recent volumes it would take 1.2 days to buy them back. Over the last 20 sessions, 27.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,276,412 | +6.3% | 1,093,346 | 1.2 |
| Oct 15, 2026 | 1,200,620 | +7.3% | 390,424 | 3.1 |
| Sep 30, 2026 | 1,119,271 | -7.5% | 349,504 | 3.2 |
| Sep 15, 2026 | 1,210,463 | +6.0% | 247,546 | 4.9 |
| Aug 31, 2026 | 1,141,953 | +4.0% | 168,015 | 6.8 |
| Aug 14, 2026 | 1,098,348 | -2.2% | 191,405 | 5.7 |
| Jul 31, 2026 | 1,122,552 | +21.0% | 284,866 | 3.9 |
| Jul 15, 2026 | 927,900 | +6.2% | 200,762 | 4.6 |
| Jun 30, 2026 | 873,934 | +10.8% | 357,169 | 2.5 |
| Jun 15, 2026 | 788,796 | +26.4% | 196,206 | 4.0 |
| May 29, 2026 | 623,802 | -1.5% | 127,875 | 4.9 |
| May 15, 2026 | 633,485 | -19.1% | 172,208 | 3.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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