First American Financial vs Stewart Information Services
FAF and STC side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FAF and STC compare
First American Financial is the larger company, worth 5.1 times as much as Stewart Information Services ($6.8B against $1.3B).
On earnings, First American Financial is cheaper: it trades at 9.4× trailing earnings, against 11.1× for Stewart Information Services.
Stewart Information Services grew revenue faster over the last twelve months (20.5% versus 14.1% for First American Financial).
First American Financial keeps more of each dollar of sales as profit, with a net margin of 9.1% compared with 3.6% at Stewart Information Services.
Both pay dividends: First American Financial yields 3.4% and Stewart Information Services 4.8%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FAF | STC |
|---|---|---|
| Size and price | ||
| Market cap | $6.8B | $1.3B |
| Share price | $66.97 | $44.12 |
| Change, 1 year | 6.2% | −38.6% |
| Change, 5 years | −13.7% | −43.4% |
| Beta (5Y) | 0.83 | 0.86 |
| Employees | 19K | 7,800 |
| StockData Score | ||
| Total score | 15 | 15 |
| Valuation score | 6 | 6 |
| Growth score | 3 (better) | 2 |
| Performance score | 2 (better) | 1 |
| Health score | 0 | 0 |
| Dividend score | 4 | 6 (better) |
| Valuation | ||
| P/E | 9.4× (better) | 11.1× |
| P/S | 0.8× | 0.4× (better) |
| P/B | 1.3× | 0.8× (better) |
| EV/EBITDA | 3.8× (better) | 4.7× |
| P/FCF | 8.5× (better) | 13.2× |
| PEG | 0.27 | – |
| FCF yield | 11.8% (better) | 7.6% |
| Fair value | $98.43 | $67.76 |
| Margin of safety | 32.0% | 34.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 14.1% | 20.5% (better) |
| Revenue growth, 5Y average | 1.0% | 5.0% (better) |
| Net income growth (TTM) | 51.9% (better) | 18.4% |
| EPS growth (TTM) | 52.7% (better) | 11.1% |
| EPS growth, 5Y average | −0.52% (better) | −8.2% |
| Profitability | ||
| Net margin | 9.1% (better) | 3.6% |
| FCF margin | 10.0% (better) | 3.0% |
| Return on equity | 13.7% (better) | 7.7% |
| Financial health | ||
| Altman Z-score | 1.12 | 2.02 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.4% | 4.8% (better) |
| Payout ratio | 23.0% | 54.3% |
| Years of dividend growth | 15 (better) | 5 |
| Dividend growth, 5Y average | 4.1% | 11.3% (better) |
| Buyback yield | 0.81% (better) | 0.43% |
| Shareholder yield | 4.2% | 5.2% (better) |
| Ownership | ||
| Held by institutions | 97.7% | 98.1% |
| Held by insiders | 3.8% | 2.1% |
| Insider net buying, 12 months | $2.9M (better) | −$171K |
| Short interest, % of float | 6.1% | 4.3% |
Go deeper
- FAF stock overview
- FAF income statement
- FAF valuation and score
- STC stock overview
- STC income statement
- STC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.