Fidelity National Financial vs Stewart Information Services
FNF and STC side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FNF and STC compare
Fidelity National Financial is the larger company, worth 8.8 times as much as Stewart Information Services ($11.6B against $1.3B).
On earnings, Stewart Information Services is cheaper: it trades at 10.7× trailing earnings, against 11.0× for Fidelity National Financial.
Stewart Information Services grew revenue faster over the last twelve months (20.5% versus 6.4% for Fidelity National Financial).
Fidelity National Financial keeps more of each dollar of sales as profit, with a net margin of 7.0% compared with 3.6% at Stewart Information Services.
Both pay dividends: Fidelity National Financial yields 4.8% and Stewart Information Services 5.0%.
Stewart Information Services scores higher on the StockData Score (15 against 9 for Fidelity National Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FNF | STC |
|---|---|---|
| Size and price | ||
| Market cap | $11.6B | $1.3B |
| Share price | $43.10 | $42.82 |
| Change, 1 year | −26.6% | −40.8% |
| Change, 5 years | −17.5% | −45.1% |
| Beta (5Y) | 0.83 | 0.85 |
| Employees | 25K | 7,800 |
| StockData Score | ||
| Total score | 9 | 15 (better) |
| Valuation score | 4 | 6 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 0 | 1 (better) |
| Health score | 0 | 0 |
| Dividend score | 5 | 6 (better) |
| Valuation | ||
| P/E | 11.0× | 10.7× (better) |
| P/S | 0.8× | 0.4× (better) |
| P/B | 1.6× | 0.8× (better) |
| EV/EBITDA | 2.9× (better) | 4.5× |
| P/FCF | – | 12.8× |
| FCF yield | – | 7.8% |
| Fair value | $48.17 | $67.94 |
| Margin of safety | 10.5% | 37.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 6.4% | 20.5% (better) |
| Revenue growth, 5Y average | 6.0% (better) | 5.0% |
| Net income growth (TTM) | −10.4% | 18.4% (better) |
| EPS growth (TTM) | −8.8% | 11.1% (better) |
| EPS growth, 5Y average | −15.0% | −8.2% (better) |
| Profitability | ||
| Net margin | 7.0% (better) | 3.6% |
| FCF margin | – | 3.0% |
| Return on equity | 13.3% (better) | 7.7% |
| Financial health | ||
| Altman Z-score | 0.27 | 2.01 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 4.8% | 5.0% (better) |
| Payout ratio | 53.2% | 54.3% |
| Years of dividend growth | 4 | 5 (better) |
| Dividend growth, 5Y average | – | 11.3% |
| Buyback yield | 1.5% (better) | 0.44% |
| Shareholder yield | 6.3% (better) | 5.4% |
| Ownership | ||
| Held by institutions | 86.8% | 98.1% |
| Held by insiders | 2.1% | 2.1% |
| Insider net buying, 12 months | −$7.5M | −$171K (better) |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 4.6% | 4.3% |
Go deeper
- FNF stock overview
- FNF income statement
- FNF valuation and score
- STC stock overview
- STC income statement
- STC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.