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Essent Group Ltd. (ESNT) stock

ESNTNYSESurety InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 10/3015% below fair value
$64.82+0.14 (+0.22%)

Close on Nov 11, 2026Market cap $5.83BP/E 8.9Yield 1.91%

Essent Group Ltd. grew revenue 9.6% to $1.39B over the twelve months to Sep 30, 2026. Free cash flow was $853.15M, up 0.8% from a year earlier. At the latest close the market valued the company at $5.83B, 8.9 times its earnings.

Revenue
$1.39B
+9.6% vs. a year earlier
Free cash flow
$853.15M
+0.8% vs. a year earlier
EPS, diluted
$7.32
+6.6% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$5.83B
P/E ratio
8.9
Price to sales
4.21
Price to book
1.05
Dividend yield
1.91%
Free cash flow yield
14.64%

Fundamentals

Revenue
$1.39B
Net income
$679.87M
EPS, diluted
$7.32
Free cash flow
$853.15M
Book value per share
$61.88
Diluted shares
90M

Trading

Next earnings
Feb 12, 2027 (estimated, before the open)
Previous close
$64.68
Open
$64.23
Day's range
$63.61 – $64.90
Volume
508,265
Average volume (20 days)
828,293
Beta (5 years)
0.76
52-week range
$55.34 – $71.84
RSI (14 days)
47.4
Volatility (1 year)
26.0%
Relative volume
0.72×
WACC
8.7%

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Market cap history

Month-end market cap since 2014, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodESNTS&P 500DifferenceESNT per yearS&P 500 per year
1 month+3.7%-2.4%+6.1 pts
3 months-3.7%-1.2%−2.5 pts
Year to date+1.4%+12.3%−10.9 pts
1 year+6.3%+12.4%−6.2 pts
3 years+41.1%+78.8%−37.7 pts+12.2%+21.4%
5 years+51.7%+75.2%−23.5 pts+8.7%+11.9%
10 years+152.5%+311.1%−158.6 pts+9.7%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$1.39B+9.6% YoY

Net income

$679.87M-3.3% YoY

EPS, diluted

$7.32+6.6% YoY

Free cash flow

$853.15M+0.8% YoY
Reported periodTrailing twelve months

Press releases

Releases Essent filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Essent

Surety Insurance

Essent Group Ltd. offers private mortgage insurance, reinsurance, and title insurance alongside settlement services to support the housing finance industry. Through its primary Mortgage Insurance segment, the company provides mortgage credit protection on U.S. residential first-lien loans, primarily through primary insurance policies covering lenders, borrowers, and investors. It also delivers credit risk management solutions such as contract underwriting. Through its Reinsurance segment, the company reinsures mortgage credit risk and provides underwriting consulting to third-party reinsurers, while expanding to reinsure select property and casualty risks. Its title insurance segment provides title policies directly and via agents.

Company profile, executives and history

Essent stock: common questions

What is Essent's stock price?

ESNT closed at $64.82 on Nov 11, 2026, up 0.22% on the day. Over the past 52 weeks it traded between $55.34 and $71.84.

What is Essent's market cap?

Essent was worth $5.83B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is ESNT's P/E ratio?

ESNT trades at 8.9 times earnings, based on diluted earnings per share of $7.32 over the twelve months to Sep 30, 2026.

How much revenue does Essent make?

Essent reported revenue of $1.39B for the twelve months to Sep 30, 2026, up 9.6% from a year earlier.

Does Essent pay a dividend?

Yes. Essent paid $1.24 per share over the last twelve months, a yield of 1.91% at the latest price, and has raised its annual dividend 6 years in a row.

When does Essent report earnings next?

Essent is expected to report Q4 FY2026 results on Feb 12, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has ESNT stock performed over the past year?

Including dividends, ESNT returned +6.3% over the past year, against +12.4% for the S&P 500.

How many ESNT shares are sold short?

3M shares were sold short at the latest FINRA report, 4.01% of the float, or 4.1 days of average trading volume.

Who are Essent's competitors?

Companies most similar to Essent by business, industry and size include MTG, RDN, AGO, NMIH, OSG.

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