1st Source Corp (SRCE) stock
SRCENasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 22, 2026Score 10/3013% above fair value
$88.25+0.54 (+0.62%)
Close on Nov 12, 2026Market cap $2.13BP/E 12.0Yield 1.72%
1st Source statistics
86 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 22, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 3, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.61
- 1.52
- P/OCF Ratio
- 8.99
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 4.94
- 2.95
- EV / FCF
- 9.94
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -1.28%
- 0.35%
- Float
- 16M
- 17M
- Shares Held by Insiders
- 32.6%
- 6.05%
- Shares Held by Institutions
- 77.5%
- 61.3%
Short sellingIndustry
- Short Interest
- 631,382
- –
- Short Interest Change
- -1.22%
- -4.13%
- Short % of Float
- 3.89%
- 3.58%
- Short % of Shares Outstanding
- 2.62%
- 3.18%
- Days to Cover
- 5.48
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $91.46
- –
- 52-Week Low
- $59.55
- –
- 20-Day Moving Average
- $87.47
- –
- 50-Day Moving Average
- $86.41
- –
- 200-Day Moving Average
- $78.78
- –
- Average True Range (14)
- $1.83
- –
- Price Change (1 Week)
- 1.03%
- 0.51%
- Price Change (1 Month)
- 4.65%
- 4.83%
- Price Change (3 Months)
- -0.40%
- -3.58%
- Price Change (6 Months)
- 22.9%
- 10.8%
- Price Change (YTD)
- 41.2%
- 19.6%
- Price Change (1 Year)
- 43.6%
- 25.4%
- Price Change (3 Years)
- 86.7%
- 76.7%
- Price Change (5 Years)
- 75.7%
- 26.5%
- Price Change (10 Years)
- 121.2%
- 67.0%
- Average Volume (10 Days)
- 103,995
- –
- Average Volume (20 Days)
- 111,778
- –
- Average Volume (90 Days)
- 116,488
- –
- Relative Volume
- 0.69
- 0.67
- Relative Strength Index (14)
- 55.2
- 52.6
- Volatility (1 Year)
- 18.9%
- 24.4%
- Beta (5 Years)
- 0.59
- 0.63
MarginsIndustry
- Pretax Margin
- 49.9%
- 36.9%
- FCF Margin
- 49.7%
- 33.8%
Financial positionIndustry
- Debt / Equity
- 0.18
- 0.21
- Debt / FCF
- 1.02
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- 9.89%
- 11.8%
- EPS Growth (YoY)
- 21.9%
- 21.6%
- FCF Growth (YoY)
- 23.3%
- 27.5%
- Revenue Growth (3Y CAGR)
- 6.94%
- 5.82%
- Revenue Growth (5Y CAGR)
- 5.64%
- 6.17%
- EPS Growth (3Y CAGR)
- 9.82%
- 1.31%
- EPS Growth (5Y CAGR)
- 15.1%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $388.58K
- $359.04K
- Employee Count
- 1,190
- 492
- WACC
- 7.58%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $230.67M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$128.85M
- $166.15M
- Net Cash Per Share
- -$5.35
- $8.19
- Equity (Book Value)
- $1.32B
- $570.13M
- Book Value Per Share
- $54.79
- $28.22
- Tangible Book Value
- $1.32B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$6.39M
- -$4.27M
- FCF Per Share
- $9.55
- $3.35
Dividends and yieldsIndustry
- FCF Yield
- 10.8%
- 9.23%
- Dividend Yield
- 1.72%
- 2.44%
- Buyback Yield
- 1.30%
- 1.80%
- Shareholder Yield
- 3.02%
- 3.22%
- Dividend Per Share
- $1.52
- $0.92
- Dividend Growth (YoY)
- 8.57%
- 4.26%
- Years of Dividend Growth
- 12
- 2
- FCF Payout Ratio
- 18.3%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $52.49M
- $16.14M
- Effective Tax Rate
- 22.8%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $95.12
- $45.31
- Graham Upside
- 7.79%
- 18.8%
- Altman Z-Score
- 0.38
- 0.22
- Lynch Fair Value
- $111.00
- –
- Lynch Upside
- 25.8%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | SRCE | S&P 500 | Difference | SRCE per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.7% | -2.7% | +7.4 pts | ||
| 3 months | +0.2% | -1.7% | +2.0 pts | ||
| Year to date | +44.3% | +11.9% | +32.4 pts | ||
| 1 year | +46.1% | +12.0% | +34.1 pts | ||
| 3 years | +101.8% | +78.2% | +23.7 pts | +26.4% | +21.2% |
| 5 years | +99.2% | +73.2% | +26.0 pts | +14.8% | +11.6% |
| 10 years | +181.6% | +309.6% | −128.0 pts | +10.9% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M SRCE shares were sold short on Oct 30, 2026, down 1.2% from the previous report, or 3.89% of the shares available to trade. At recent volumes it would take 5.5 days to buy them back. Over the last 20 sessions, 57.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 631,382 | -1.2% | 115,314 | 5.5 |
| Oct 15, 2026 | 639,171 | -13.1% | 114,554 | 5.6 |
| Sep 30, 2026 | 735,460 | +3.5% | 109,769 | 6.7 |
| Sep 15, 2026 | 710,890 | +17.5% | 86,718 | 8.2 |
| Aug 31, 2026 | 605,224 | +4.1% | 106,043 | 5.7 |
| Aug 14, 2026 | 581,662 | +7.1% | 132,182 | 4.4 |
| Jul 31, 2026 | 543,037 | +19.3% | 150,569 | 3.6 |
| Jul 15, 2026 | 455,059 | +2.3% | 119,607 | 3.8 |
| Jun 30, 2026 | 444,875 | +6.1% | 189,964 | 2.3 |
| Jun 15, 2026 | 419,367 | +3.5% | 120,054 | 3.5 |
| May 29, 2026 | 405,190 | +0.2% | 115,984 | 3.5 |
| May 15, 2026 | 404,559 | -6.9% | 103,925 | 3.9 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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