First Bancorp vs 1st Source
FBNC and SRCE side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBNC and SRCE compare
First Bancorp is the larger company, worth 1.3 times as much as 1st Source ($2.7B against $2.1B).
On earnings, 1st Source is cheaper: it trades at 12.0× trailing earnings, against 16.2× for First Bancorp.
First Bancorp grew revenue faster over the last twelve months (24.6% versus 9.9% for 1st Source).
Both pay dividends: First Bancorp yields 1.5% and 1st Source 2.0%.
First Bancorp scores higher on the StockData Score (15 against 10 for 1st Source), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBNC | SRCE |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $2.1B |
| Share price | $64.50 | $88.13 |
| Change, 1 year | 27.0% | 42.8% |
| Change, 5 years | 34.6% | 79.1% |
| Beta (5Y) | 0.76 | 0.59 |
| Employees | 42 | 1,190 |
| StockData Score | ||
| Total score | 15 (better) | 10 |
| Valuation score | 0 | 1 (better) |
| Growth score | 3 (better) | 0 |
| Performance score | 3 (better) | 0 |
| Health score | 5 | 6 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 16.2× | 12.0× (better) |
| P/S | 5.8× | 4.6× (better) |
| P/B | 1.6× (better) | 1.6× |
| P/FCF | 9.6× | 9.2× (better) |
| PEG | – | 1.22 |
| FCF yield | 10.4% | 10.8% (better) |
| Fair value | $51.99 | $77.36 |
| Margin of safety | −24.1% | −13.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 24.6% (better) | 9.9% |
| Revenue growth, 5Y average | −25.7% | 5.6% (better) |
| Net income growth (TTM) | 66.0% | – |
| EPS growth (TTM) | 66.1% (better) | 21.9% |
| EPS growth, 5Y average | −0.94% | 15.1% (better) |
| Profitability | ||
| Net margin | 35.4% | – |
| FCF margin | 59.7% (better) | 49.7% |
| Return on equity | 9.9% | – |
| Financial health | ||
| Debt / equity | – | 0.18 |
| Altman Z-score | 0.28 | 0.38 (better) |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 2.0% (better) |
| Payout ratio | 23.7% | – |
| Years of dividend growth | 1 | 12 (better) |
| Dividend growth, 5Y average | 4.8% | 6.1% (better) |
| Buyback yield | 0.27% | 1.3% (better) |
| Shareholder yield | 1.7% | 3.3% (better) |
| Ownership | ||
| Held by institutions | 82.6% | 77.5% |
| Held by insiders | 1.3% | 32.6% |
| Insider net buying, 12 months | −$4.9M | −$244K (better) |
| Short interest, % of float | 5.1% | 3.9% |
Go deeper
- FBNC stock overview
- FBNC income statement
- FBNC valuation and score
- SRCE stock overview
- SRCE income statement
- SRCE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.