SoFi Technologies vs Wealthfront
SOFI and WLTH side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SOFI and WLTH compare
SoFi Technologies is the larger company, worth 12 times as much as Wealthfront ($19.9B against $1.7B).
Wealthfront grew revenue faster over the last twelve months (9.8% versus 5.5% for SoFi Technologies).
SoFi Technologies keeps more of each dollar of sales as profit, with a net margin of 120% compared with −19.4% at Wealthfront.
SoFi Technologies scores higher on the StockData Score (10 against 5 for Wealthfront), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SOFI | WLTH |
|---|---|---|
| Size and price | ||
| Market cap | $19.9B | $1.7B |
| Share price | $15.42 | $10.72 |
| Change, 1 year | −52.1% | – |
| Change, 5 years | −24.3% | – |
| Beta (5Y) | 2.05 | 1.45 |
| Employees | 6,100 | 391 |
| StockData Score | ||
| Total score | 10 (better) | 5 |
| Valuation score | 1 (better) | 0 |
| Growth score | 2 (better) | 0 |
| Performance score | 3 (better) | 2 |
| Health score | 4 (better) | 3 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 28.0× | – |
| P/S | 32.3× | 4.5× (better) |
| P/B | 1.8× (better) | 2.7× |
| FCF yield | −52.9% | – |
| Fair value | $14.32 | $5.65 |
| Margin of safety | −7.7% (better) | −89.9% |
| Growth | ||
| Revenue growth (TTM) | 5.5% | 9.8% (better) |
| Revenue growth, 5Y average | 43.1% | – |
| Net income growth (TTM) | 15.2% (better) | −159% |
| EPS growth (TTM) | 3.8% (better) | −206% |
| Profitability | ||
| Gross margin | −20.4% | 89.1% (better) |
| Net margin | 120% (better) | −19.4% |
| FCF margin | −1709% | – |
| Return on equity | 7.4% (better) | −22.7% |
| Financial health | ||
| Debt / equity | 0.00 | 0.01 (better) |
| Current ratio | – | 1.43 |
| Altman Z-score | 0.22 | 1.32 (better) |
| Piotroski F-score | 3 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.00% | – |
| Years of dividend growth | 0 | – |
| Buyback yield | −7.9% | 3.6% (better) |
| Shareholder yield | −7.9% | 3.6% (better) |
| Ownership | ||
| Held by institutions | 50.7% | 61.2% |
| Held by insiders | 6.9% | 28.8% |
| Insider net buying, 12 months | −$7.8M (better) | −$134M |
| Superinvestors holding | 1 | 1 |
| Short interest, % of float | 18.6% | 9.7% |
Go deeper
- SOFI stock overview
- SOFI income statement
- SOFI valuation and score
- WLTH stock overview
- WLTH income statement
- WLTH valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.