Pinnacle Financial Partners, Inc. (PNFP) stock
PNFPNYSENational Commercial BanksFiscal year ends December 31Also trades as PNFP.PA, PNFP.PB, PNFP.PC
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 2, 2026Score 13/301% below fair value
$101.05+1.73 (+1.74%)
Close on Nov 13, 2026Market cap $15.27BP/E 13.5Yield –
Pinnacle Financial Partners statistics
84 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Last ex-dividend date
- Aug 7, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.51
- 1.52
- P/OCF Ratio
- 10.13
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 1.88
- 2.95
- EV / FCF
- 5.60
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 72.0%
- 0.33%
- Shares Change (QoQ)
- 0.00%
- 0.00%
- Float
- 150M
- 17M
- Shares Held by Insiders
- 0.96%
- 6.05%
- Shares Held by Institutions
- 88.1%
- 61.3%
Short sellingIndustry
- Short Interest
- 6M
- –
- Short Interest Change
- 2.99%
- -4.13%
- Short % of Float
- 4.28%
- 3.58%
- Short % of Shares Outstanding
- 4.24%
- 3.18%
- Days to Cover
- 5.10
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $110.33
- –
- 52-Week Low
- $81.08
- –
- 20-Day Moving Average
- $100.63
- –
- 50-Day Moving Average
- $97.79
- –
- 200-Day Moving Average
- $96.96
- –
- Average True Range (14)
- $2.60
- –
- Price Change (1 Week)
- 0.41%
- 0.69%
- Price Change (1 Month)
- 7.06%
- 3.79%
- Price Change (3 Months)
- -5.87%
- -2.72%
- Price Change (6 Months)
- 7.48%
- 12.2%
- Price Change (YTD)
- 5.91%
- 19.9%
- Price Change (1 Year)
- 14.2%
- 25.7%
- Price Change (3 Years)
- 41.2%
- 65.1%
- Price Change (5 Years)
- -0.15%
- 26.9%
- Price Change (10 Years)
- 64.7%
- 66.8%
- Average Volume (10 Days)
- 1M
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 1M
- –
- Relative Volume
- 0.92
- 0.68
- Relative Strength Index (14)
- 53.3
- 53.1
- Volatility (1 Year)
- 26.9%
- 24.4%
- Beta (5 Years)
- 1.07
- 0.63
MarginsIndustry
- FCF Margin
- 33.6%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.56%
- 10.7%
- Return on Assets (ROA)
- 1.10%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 115.2%
- 11.7%
- Net Income Growth (YoY)
- 64.6%
- 22.6%
- EPS Growth (YoY)
- -4.73%
- 21.6%
- FCF Growth (YoY)
- 35.6%
- 27.2%
- Revenue Growth (3Y CAGR)
- 9.96%
- 5.82%
- Revenue Growth (5Y CAGR)
- 12.5%
- 6.17%
- EPS Growth (3Y CAGR)
- 4.02%
- 1.31%
- EPS Growth (5Y CAGR)
- 14.9%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $4.01M
- $358.92K
- Profits Per Employee
- $963.25K
- $110.51K
- Employee Count
- 1,065
- 492
- WACC
- 10.4%
- 8.13%
Income statement (TTM)Industry
Balance sheetIndustry
- Net Cash (Debt)
- $7.22B
- $165.09M
- Net Cash Per Share
- $47.79
- $8.07
- Equity (Book Value)
- $14.61B
- $570.13M
- Book Value Per Share
- $96.68
- $28.12
- Tangible Book Value
- $10.13B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$70.93M
- -$4.24M
- FCF Per Share
- $9.51
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 6.72%
- 8.29%
- FCF Yield
- 9.41%
- 9.18%
- Payout Ratio
- 23.8%
- 28.5%
- FCF Payout Ratio
- 17.0%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $264.01M
- $16.14M
Scores and fair valueIndustry
- Graham Number
- $127.39
- $45.07
- Graham Upside
- 26.1%
- 18.8%
- Altman Z-Score
- 0.16
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $111.14
- –
- Lynch Upside
- 9.99%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | PNFP | S&P 500 | Difference | PNFP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +8.0% | -3.0% | +11.1 pts | ||
| 3 months | -5.7% | -2.8% | −2.9 pts | ||
| Year to date | +7.5% | +11.5% | −4.0 pts | ||
| 1 year | +16.7% | +13.5% | +3.2 pts | ||
| 3 years | +58.4% | +77.7% | −19.3 pts | +16.6% | +21.1% |
| 5 years | +5.9% | +72.6% | −66.7 pts | +1.2% | +11.5% |
| 10 years | +89.0% | +308.2% | −219.1 pts | +6.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
6M PNFP shares were sold short on Oct 30, 2026, up 3.0% from the previous report, or 4.28% of the shares available to trade. At recent volumes it would take 5.1 days to buy them back. Over the last 20 sessions, 56.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 6,403,923 | +3.0% | 1,256,215 | 5.1 |
| Oct 15, 2026 | 6,218,061 | +9.8% | 1,128,230 | 5.5 |
| Sep 30, 2026 | 5,660,779 | +13.2% | 1,163,125 | 4.9 |
| Sep 15, 2026 | 4,999,776 | +8.0% | 875,231 | 5.7 |
| Aug 31, 2026 | 4,629,197 | -3.9% | 892,161 | 5.2 |
| Aug 14, 2026 | 4,815,271 | -8.0% | 934,194 | 5.2 |
| Jul 31, 2026 | 5,236,543 | -11.9% | 1,522,932 | 3.4 |
| Jul 15, 2026 | 5,941,719 | -2.9% | 1,009,196 | 5.9 |
| Jun 30, 2026 | 6,116,106 | +21.9% | 1,609,616 | 3.8 |
| Jun 15, 2026 | 5,017,753 | +8.2% | 1,348,814 | 3.7 |
| May 29, 2026 | 4,637,279 | -2.5% | 971,771 | 4.8 |
| May 15, 2026 | 4,754,386 | -23.1% | 1,060,574 | 4.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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