Pinnacle Financial Partners vs Regions Financial
PNFP and RF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNFP and RF compare
Regions Financial is the larger company, worth 1.6 times as much as Pinnacle Financial Partners ($24.4B against $15.4B).
On earnings, Regions Financial is cheaper: it trades at 11.2× trailing earnings, against 13.7× for Pinnacle Financial Partners.
Pinnacle Financial Partners grew revenue faster over the last twelve months (115% versus 3.4% for Regions Financial).
Regions Financial keeps more of each dollar of sales as profit, with a net margin of 29.9% compared with 24.0% at Pinnacle Financial Partners.
Both pay dividends: Pinnacle Financial Partners yields 1.5% and Regions Financial 3.8%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNFP | RF |
|---|---|---|
| Size and price | ||
| Market cap | $15.4B | $24.4B |
| Share price | $101.84 | $28.64 |
| Change, 1 year | 17.5% | 14.4% |
| Change, 5 years | 0.22% | 20.9% |
| Beta (5Y) | 1.07 | 1.04 |
| Employees | 1,065 | 20K |
| StockData Score | ||
| Total score | 13 | 13 |
| Valuation score | 3 (better) | 2 |
| Growth score | 2 (better) | 0 |
| Performance score | 2 | 3 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 13.7× | 11.2× (better) |
| P/S | 3.6× | 3.2× (better) |
| P/B | 1.1× (better) | 1.4× |
| P/FCF | 10.7× | – |
| PEG | 3.40 (better) | 38.37 |
| FCF yield | 9.3% | – |
| Fair value | $102.53 | $27.48 |
| Margin of safety | 0.68% (better) | −4.2% |
| Growth | ||
| Revenue growth (TTM) | 115% (better) | 3.4% |
| Revenue growth, 5Y average | 12.5% | 146% (better) |
| Net income growth (TTM) | 64.6% (better) | 6.4% |
| EPS growth (TTM) | −4.7% | 12.8% (better) |
| EPS growth, 5Y average | 14.9% | 17.4% (better) |
| Profitability | ||
| Net margin | 24.0% | 29.9% (better) |
| FCF margin | 33.6% | – |
| Return on equity | 9.6% | 12.4% (better) |
| Financial health | ||
| Debt / equity | – | 0.25 |
| Altman Z-score | 0.16 | 0.24 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 3.8% (better) |
| Payout ratio | 23.8% | 40.1% |
| Years of dividend growth | – | 13 |
| Dividend growth, 5Y average | – | 10.7% |
| Buyback yield | – | 4.0% |
| Shareholder yield | 1.5% | 7.9% (better) |
| Ownership | ||
| Held by institutions | 88.1% | 85.4% |
| Held by insiders | 0.96% | 0.34% |
| Insider net buying, 12 months | −$17.3M | −$1.2M (better) |
| Short interest, % of float | 4.3% | 7.6% |
Go deeper
- PNFP stock overview
- PNFP income statement
- PNFP valuation and score
- RF stock overview
- RF income statement
- RF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.