PNFPNYSENational Commercial BanksFiscal year ends December 31Also trades as PNFP.PA, PNFP.PB, PNFP.PC
Pinnacle Financial Partners, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$93.90−0.82 (-0.87%)
Close on Oct 19, 2026
- Market cap
- $14.22B
- P/E (TTM)
- 13.0
- Dividend yield
- –
Pinnacle Financial Partners statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Market Cap | $14.19B | $679.86M |
| Enterprise Value | $6.54B | $408.94M |
| PE Ratio | 12.95 | 12.00 |
| PS Ratio | 4.05 | 3.61 |
| PB Ratio | 0.96 | 1.18 |
| P/TBV Ratio | 1.38 | 1.41 |
| P/FCF Ratio | 9.79 | 10.93 |
| P/OCF Ratio | 9.24 | 10.04 |
Enterprise value
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| EV / Sales | 1.86 | 2.78 |
| EV / FCF | 4.51 | 8.25 |
Income (trailing twelve months)
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Revenue | $3.51B | $170.85M |
| Net Income | $820.92M | $54.33M |
| EPS (Diluted) | $7.25 | $2.90 |
Margins
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Profit Margin | 23.4% | 29.1% |
| FCF Margin | 41.3% | 33.0% |
Returns
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Return on Equity (ROE) | 7.65% | 10.5% |
| Return on Assets (ROA) | 0.89% | 1.12% |
Growth
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 83.7% | 11.8% |
| Net Income Growth (YoY) | 37.5% | 23.1% |
| EPS Growth (YoY) | -3.33% | 22.7% |
| FCF Growth (YoY) | 86.0% | 27.1% |
| Revenue Growth (3Y CAGR) | 9.96% | 5.82% |
| Revenue Growth (5Y CAGR) | 12.5% | 6.17% |
| EPS Growth (3Y CAGR) | 4.02% | 1.26% |
| EPS Growth (5Y CAGR) | 14.9% | 8.24% |
Balance sheet
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $7.65B | $205.54M |
| Net Cash (Debt) | $7.65B | $164.40M |
| Net Cash Per Share | $50.63 | $8.13 |
| Equity (Book Value) | $14.83B | $560.44M |
| Book Value Per Share | $98.13 | $28.47 |
| Tangible Book Value | $10.30B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Operating Cash Flow | $1.54B | $61.20M |
| Capital Expenditures | -$86.93M | -$4.02M |
| Free Cash Flow | $1.45B | $52.43M |
| FCF Per Share | $9.59 | $3.07 |
Efficiency
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $3.29M | $353.78K |
| Profits Per Employee | $770.81K | $107.28K |
| Employee Count | 1,065 | 489 |
Dividends and yields
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Earnings Yield | 5.79% | 8.07% |
| FCF Yield | 10.2% | 8.89% |
| Payout Ratio | 22.7% | 29.4% |
| FCF Payout Ratio | 12.9% | 26.0% |
Shares
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Shares Outstanding | 151,113,000 | 18,839,100 |
| Shares Change (YoY) | 48.3% | 0.39% |
| Shares Change (QoQ) | 0.00% | 0.00% |
| Float | 149,676,000 | 17,061,900 |
| Shares Held by Insiders | 0.95% | 5.89% |
| Shares Held by Institutions | 88.1% | 61.9% |
Taxes
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Income Tax | $202.26M | $14.50M |
Scores
| Measure | Pinnacle Financial Partners | Industry median |
|---|---|---|
| Graham Number | $126.52 | $45.31 |
| Graham Upside | 34.7% | 21.6% |
| Altman Z-Score | 0.15 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Pinnacle Financial Partners's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.