Pinnacle Financial Partners vs Truist Financial
PNFP and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNFP and TFC compare
Truist Financial is the larger company, worth 3.9 times as much as Pinnacle Financial Partners ($59.9B against $15.3B).
On earnings, Truist Financial is cheaper: it trades at 12.9× trailing earnings, against 13.5× for Pinnacle Financial Partners.
Pinnacle Financial Partners grew revenue faster over the last twelve months (115% versus −3.6% for Truist Financial).
Both pay dividends: Pinnacle Financial Partners yields 1.5% and Truist Financial 4.2%.
Pinnacle Financial Partners scores higher on the StockData Score (13 against 9 for Truist Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNFP | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $15.3B | $59.9B |
| Share price | $101.05 | $49.97 |
| Change, 1 year | 14.2% | 9.5% |
| Change, 5 years | −0.56% | −17.6% |
| Beta (5Y) | 1.07 | 1.03 |
| Employees | 1,065 | 59K |
| StockData Score | ||
| Total score | 13 (better) | 9 |
| Valuation score | 3 | 3 |
| Growth score | 2 (better) | 0 |
| Performance score | 2 (better) | 0 |
| Health score | 3 | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 13.5× | 12.9× (better) |
| P/S | 3.6× | 3.1× (better) |
| P/B | 1.0× | 1.0× (better) |
| P/FCF | 10.6× | – |
| PEG | 3.37 | – |
| FCF yield | 9.4% | – |
| Fair value | $102.43 | $55.71 |
| Margin of safety | 1.3% | 10.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 115% (better) | −3.6% |
| Revenue growth, 5Y average | 12.5% (better) | −2.2% |
| Net income growth (TTM) | 64.6% | – |
| EPS growth (TTM) | −4.7% | 4.0% (better) |
| EPS growth, 5Y average | 14.9% (better) | 4.4% |
| Profitability | ||
| Net margin | 24.0% | – |
| FCF margin | 33.6% | – |
| Return on equity | 9.6% | – |
| Financial health | ||
| Debt / equity | – | 0.20 |
| Altman Z-score | 0.16 | 0.18 (better) |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 4.2% (better) |
| Payout ratio | 23.8% | – |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 2.9% |
| Buyback yield | – | 7.2% |
| Shareholder yield | 1.5% | 11.3% (better) |
| Ownership | ||
| Held by institutions | 88.1% | 78.8% |
| Held by insiders | 0.96% | 0.20% |
| Insider net buying, 12 months | −$17.3M | −$195K (better) |
| Superinvestors holding | – | 3 |
| Short interest, % of float | 4.3% | 2.4% |
Go deeper
- PNFP stock overview
- PNFP income statement
- PNFP valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.