Mastercard Inc (MA) stock
MANYSEServices-Business Services, NECFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 12/30358% above fair value
$652.60−8.13 (-1.23%)
Close on Nov 12, 2026Market cap $568.53BP/E –Yield 0.48%
Mastercard statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, before the open)
- Last ex-dividend date
- Oct 9, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 33.72
- 13.16
Enterprise valuationIndustry
- EV / Sales
- 16.05
- 2.03
- EV / EBIT
- 27.38
- 20.87
- EV / FCF
- 36.21
- 15.27
Share statisticsIndustry
- Shares Change (YoY)
- -2.66%
- 1.97%
- Float
- 871M
- 53M
- Shares Held by Insiders
- 0.06%
- 13.2%
- Shares Held by Institutions
- 88.7%
- 62.8%
Short sellingIndustry
- Short Interest
- 7M
- –
- Short Interest Change
- 1.70%
- -3.30%
- Short % of Float
- 0.82%
- 5.81%
- Short % of Shares Outstanding
- 0.82%
- 4.22%
- Days to Cover
- 2.08
- 3.54
Stock price statisticsIndustry
- 52-Week High
- $681.99
- –
- 52-Week Low
- $464.52
- –
- 20-Day Moving Average
- $637.78
- –
- 50-Day Moving Average
- $598.54
- –
- 200-Day Moving Average
- $541.46
- –
- Average True Range (14)
- $14.60
- –
- Price Change (1 Week)
- -0.51%
- 0.35%
- Price Change (1 Month)
- 8.18%
- 0.00%
- Price Change (3 Months)
- 14.6%
- -7.14%
- Price Change (6 Months)
- 33.2%
- 0.66%
- Price Change (YTD)
- 14.3%
- -14.1%
- Price Change (1 Year)
- 16.9%
- -14.0%
- Price Change (3 Years)
- 65.5%
- -12.6%
- Price Change (5 Years)
- 79.5%
- -56.7%
- Price Change (10 Years)
- 523.8%
- 44.9%
- Average Volume (10 Days)
- 3M
- –
- Average Volume (20 Days)
- 3M
- –
- Average Volume (90 Days)
- 3M
- –
- Relative Volume
- 0.66
- 0.71
- Relative Strength Index (14)
- 61.4
- 47.3
- Volatility (1 Year)
- 23.5%
- 65.3%
- Beta (5 Years)
- 0.87
- 1.19
MarginsIndustry
- Pretax Margin
- 57.6%
- -0.63%
- EBITDA Margin
- 62.0%
- 0.85%
- FCF Margin
- 44.3%
- 9.88%
Returns on capitalIndustry
- Return on Invested Capital (ROIC)
- 99.7%
- -0.29%
- Return on Capital Employed (ROCE)
- 62.6%
- -0.55%
Financial positionIndustry
- Current Ratio
- 1.01
- 1.37
- Quick Ratio
- 0.64
- 0.93
- Debt / Equity
- 3.54
- 0.52
- Debt / EBITDA
- 1.06
- 2.60
- Debt / FCF
- 1.49
- 2.79
- Net Debt / EBITDA
- 0.61
- 1.41
- Interest Coverage
- 26.19
- -0.55
GrowthIndustry
- Revenue Growth (YoY)
- 15.3%
- 9.45%
- FCF Growth (YoY)
- -5.44%
- 14.5%
- Revenue Growth (3Y CAGR)
- 13.8%
- 7.44%
- Revenue Growth (5Y CAGR)
- 16.5%
- 12.3%
- EPS Growth (3Y CAGR)
- 17.4%
- 13.7%
- EPS Growth (5Y CAGR)
- 21.0%
- 12.4%
EfficiencyIndustry
- Asset Turnover
- 0.65
- 0.64
- Revenue Per Employee
- $911.76K
- $396.32K
- Employee Count
- 39,800
- 525
- WACC
- 9.02%
- 10.1%
Income statement (TTM)Industry
- Pretax Income
- $20.92B
- -$294.07K
Balance sheetIndustry
- Net Cash (Debt)
- -$13.79B
- $1.79M
- Net Cash Per Share
- -$15.83
- $0.13
- Equity (Book Value)
- $6.75B
- $51.00M
- Book Value Per Share
- $7.75
- $1.99
- Tangible Book Value
- -$9.76B
- $2.78M
- Working Capital
- $284.00M
- $14.99M
Cash flow (TTM)Industry
- Capital Expenditures
- -$779.00M
- -$5.59M
- FCF Per Share
- $18.46
- $0.53
Dividends and yieldsIndustry
- FCF Yield
- 2.83%
- 4.32%
- Dividend Yield
- 0.48%
- 1.30%
- Buyback Yield
- 2.72%
- 3.37%
- Shareholder Yield
- 3.20%
- 3.80%
- Dividend Per Share
- $3.15
- $1.04
- Dividend Growth (YoY)
- 15.0%
- 6.12%
- Years of Dividend Growth
- 3
- 1
- FCF Payout Ratio
- 18.6%
- 23.2%
Taxes and interestIndustry
- Interest Expense
- $812.00M
- $3.48M
- Income Tax
- $3.96B
- $1.62M
- Effective Tax Rate
- 18.9%
- 22.3%
Scores and fair valueIndustry
- Altman Z-Score
- 10.77
- 1.97
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | MA | S&P 500 | Difference | MA per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +9.7% | -2.7% | +12.4 pts | ||
| 3 months | +16.8% | -1.7% | +18.5 pts | ||
| Year to date | +15.0% | +11.9% | +3.2 pts | ||
| 1 year | +17.0% | +12.0% | +5.0 pts | ||
| 3 years | +68.5% | +78.2% | −9.7 pts | +19.0% | +21.2% |
| 5 years | +85.0% | +73.2% | +11.7 pts | +13.1% | +11.6% |
| 10 years | +561.3% | +309.6% | +251.7 pts | +20.8% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
7M MA shares were sold short on Oct 30, 2026, up 1.7% from the previous report, or 0.82% of the shares available to trade. At recent volumes it would take 2.1 days to buy them back. Over the last 20 sessions, 41.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 7,110,636 | +1.7% | 3,416,597 | 2.1 |
| Oct 15, 2026 | 6,991,998 | +10.0% | 2,892,929 | 2.4 |
| Sep 30, 2026 | 6,355,256 | -11.7% | 3,168,905 | 2.0 |
| Sep 15, 2026 | 7,201,181 | -5.1% | 2,271,276 | 3.2 |
| Aug 31, 2026 | 7,591,013 | +5.6% | 2,966,626 | 2.6 |
| Aug 14, 2026 | 7,188,654 | -19.8% | 2,784,493 | 2.6 |
| Jul 31, 2026 | 8,962,947 | -1.1% | 3,124,355 | 2.9 |
| Jul 15, 2026 | 9,060,825 | +16.9% | 3,191,741 | 2.8 |
| Jun 30, 2026 | 7,749,084 | +16.3% | 4,754,214 | 1.6 |
| Jun 15, 2026 | 6,663,541 | +2.8% | 4,043,278 | 1.6 |
| May 29, 2026 | 6,482,340 | -8.9% | 3,323,003 | 1.9 |
| May 15, 2026 | 7,117,100 | +5.2% | 3,929,069 | 1.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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