Mastercard vs Visa
MA and V side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MA and V compare
Visa is the larger company, worth 1.3 times as much as Mastercard ($759B against $576B).
Mastercard grew revenue faster over the last twelve months (15.3% versus 14.8% for Visa).
Both pay dividends: Mastercard yields 0.53% and Visa 0.63%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MA | V |
|---|---|---|
| Size and price | ||
| Market cap | $576B | $759B |
| Share price | $660.73 | $425.55 |
| Change, 1 year | 19.5% | 27.1% |
| Change, 5 years | 94.5% | 112% |
| Beta (5Y) | 0.87 | 0.82 |
| Employees | 40K | 35K |
| StockData Score | ||
| Total score | 12 | 12 |
| Valuation score | 1 (better) | 0 |
| Growth score | 3 | 3 |
| Performance score | 1 | 2 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/S | 15.9× (better) | 16.5× |
| P/B | 85.2× | – |
| EV/EBITDA | 26.2× | 26.0× (better) |
| P/FCF | 35.8× | 34.4× (better) |
| FCF yield | 2.8% | 2.9% (better) |
| Fair value | $144.23 | $217.13 |
| Margin of safety | −358% | −96.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 15.3% (better) | 14.8% |
| Revenue growth, 5Y average | 16.5% (better) | 13.7% |
| Net income growth (TTM) | – | 17.2% |
| EPS growth, 5Y average | 21.0% | – |
| Profitability | ||
| Operating margin | 58.6% | 61.2% (better) |
| Net margin | – | 51.2% |
| FCF margin | 44.3% | 48.1% (better) |
| Return on invested capital | 99.7% | – |
| Financial health | ||
| Debt / equity | 3.54 | – |
| Net debt / EBITDA | 0.61 | 0.31 (better) |
| Interest coverage | 26.2× | 37.1× (better) |
| Current ratio | 1.01 (better) | 0.97 |
| Altman Z-score | 10.86 (better) | 9.48 |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | 0.53% | 0.63% (better) |
| Payout ratio | – | 21.7% |
| Years of dividend growth | 3 | 7 (better) |
| Dividend growth, 5Y average | – | 15.9% |
| Buyback yield | 2.7% | 2.7% (better) |
| Shareholder yield | 3.2% | 3.3% (better) |
| Ownership | ||
| Held by institutions | 88.7% | 83.6% |
| Held by insiders | 0.06% | 0.04% |
| Insider net buying, 12 months | −$75.3M (better) | −$112M |
| Superinvestors holding | 15 | 23 (better) |
| Short interest, % of float | 0.82% | 1.2% |
Go deeper
- MA stock overview
- MA income statement
- MA valuation and score
- V stock overview
- V income statement
- V valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.