Fiserv vs Mastercard
FISV and MA side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FISV and MA compare
Mastercard is the larger company, worth 17 times as much as Fiserv ($576B against $33.9B).
Mastercard grew revenue faster over the last twelve months (15.3% versus −1.7% for Fiserv).
Mastercard pays a dividend yielding 0.53%; Fiserv does not pay one.
Mastercard scores higher on the StockData Score (12 against 6 for Fiserv), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FISV | MA |
|---|---|---|
| Size and price | ||
| Market cap | $33.9B | $576B |
| Share price | $63.78 | $661.19 |
| Change, 1 year | −0.93% | 17.8% |
| Change, 5 years | −36.3% | 94.6% |
| Beta (5Y) | 0.67 | 0.87 |
| Employees | 38K | 40K |
| StockData Score | ||
| Total score | 6 | 12 (better) |
| Valuation score | 3 (better) | 1 |
| Growth score | 1 | 3 (better) |
| Performance score | 1 | 1 |
| Health score | 1 | 4 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/S | 1.6× (better) | 15.9× |
| P/B | 1.6× (better) | 85.3× |
| EV/EBITDA | – | 26.2× |
| P/FCF | 10.7× (better) | 35.8× |
| FCF yield | 9.3% (better) | 2.8% |
| Fair value | $101.67 | $141.80 |
| Margin of safety | 37.3% (better) | −366% |
| Growth | ||
| Revenue growth (TTM) | −1.7% | 15.3% (better) |
| Revenue growth, 5Y average | 7.4% | 16.5% (better) |
| Net income growth (TTM) | −209% | – |
| EPS growth (TTM) | −215% | – |
| EPS growth, 5Y average | 35.3% (better) | 21.0% |
| Profitability | ||
| Operating margin | −10.9% | 58.6% (better) |
| Net margin | −18.9% | – |
| FCF margin | 15.2% | 44.3% (better) |
| Return on equity | −17.0% | – |
| Return on invested capital | −3.5% | 99.7% (better) |
| Financial health | ||
| Debt / equity | 1.29 (better) | 3.54 |
| Net debt / EBITDA | – | 0.61 |
| Interest coverage | −1.5× | 26.2× (better) |
| Current ratio | 1.04 (better) | 1.01 |
| Altman Z-score | 1.02 | 10.86 (better) |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | – | 0.53% |
| Years of dividend growth | – | 3 |
| Buyback yield | – | 2.7% |
| Shareholder yield | 0.00% | 3.2% (better) |
| Ownership | ||
| Held by institutions | 92.0% | 88.7% |
| Held by insiders | 1.1% | 0.06% |
| Insider net buying, 12 months | $3.8M (better) | −$75.3M |
| Superinvestors holding | 4 | 15 (better) |
| Short interest, % of float | 4.6% | 0.82% |
Go deeper
- FISV stock overview
- FISV income statement
- FISV valuation and score
- MA stock overview
- MA income statement
- MA valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.