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Jack in the Box Inc (JACK) stock analysis

JACKNasdaqRetail-Eating PlacesFiscal year ends September 27
Financials through Q3 FY2026, quarter ended Jul 5, 2026Last filing: 10-Q on Aug 12, 2026Score 6/3062% below fair value
$14.51−0.09 (-0.62%)

Close on Nov 11, 2026Market cap $1.21BP/E 8.3Yield 6.06%

StockData Score

Prices as of Nov 11, 2026How the score works

Value4Growth1Performance1Health0Dividend0

Weak6 of 30 checks passed

Jack in the Box passes 6 of the 30 checks behind our score; 14 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
4/6
Growth
1/6
Past performance
1/6
Financial health
0/6
Dividend
0/6

What stands out

  • Margin of safety over 20%

    The price is 61.6% below fair value, more than the 20% cushion we look for.

  • Trading below fair value

    The share price of $14.51 is below our fair value estimate of $37.79.

  • P/E below its 5-year median

    Jack in the Box's P/E of 8.3 is below its own 5-year median of 11.9.

  • P/E below the industry

    Jack in the Box's P/E of 8.3 is below the Eating and Drinking Places median of 28.5.

What to watch

  • Return on capital under 10%

    Return on invested capital was -6.4%, below the 10% that usually covers the cost of capital.

  • Revenue growing under 10% a year

    Revenue grew -0.1% a year over the last three fiscal years, short of the 10% we look for.

  • Debt not well covered by cash flow

    Operating cash flow over the last twelve months equals 6.8% of total debt; we look for at least 20%.

  • Bankruptcy risk in the grey zone

    The Altman Z-score is 2.15; above 3 is the safe zone and below 1.8 the distress zone.

Valuation4/6

  • P/E below its 5-year median

    Jack in the Box's P/E of 8.3 is below its own 5-year median of 11.9.

  • P/E below the industry

    Jack in the Box's P/E of 8.3 is below the Eating and Drinking Places median of 28.5.

  • EV/EBITDA above its 5-year median

    Jack in the Box's EV/EBITDA of 189.7 is above its 5-year median of 11.1.

  • P/S above the industry

    Jack in the Box's price-to-sales of 0.85 is above the Eating and Drinking Places median of 0.73 (book value is negative, so we use sales).

  • Trading below fair value

    The share price of $14.51 is below our fair value estimate of $37.79.

  • Margin of safety over 20%

    The price is 61.6% below fair value, more than the 20% cushion we look for.

Growth1/6

  • Revenue growing under 10% a year

    Revenue grew -0.1% a year over the last three fiscal years, short of the 10% we look for.

  • EPS growth over 3 years

    Needs positive EPS three years ago and today.

  • Earnings acceleration

    Needs positive net income now, a year ago and five years ago.

  • Growing faster than the industry

    Revenue grew 14.3% over the last twelve months; the Eating and Drinking Places median is 5.9%.

  • Guidance lowered

    Jack in the Box lowered its fiscal year ending September 27, 2026 Franchise Level Margin outlook on Aug 12, 2026.

  • Gross margin trend

    This company does not report gross profit.

Past performance1/6

  • Return on equity

    Needs positive equity and five years of results.

  • Return on capital under 10%

    Return on invested capital was -6.4%, below the 10% that usually covers the cost of capital.

  • Return on equity against the industry

    Needs positive equity.

  • Earnings over 5 years

    Needs positive net income five years ago and in the latest year.

  • Net margin below its 5-year average

    Net margin was 2.4% over the last twelve months, against a 5-year average of 4.5%.

  • Net margin above the industry

    Jack in the Box's net margin of 2.4% is above the Eating and Drinking Places median of 1.9%.

Financial health0/6

  • Debt level

    Needs debt and equity figures.

  • Debt trend

    Needs a balance sheet from five years ago with positive equity.

  • Debt not well covered by cash flow

    Operating cash flow over the last twelve months equals 6.8% of total debt; we look for at least 20%.

  • Interest coverage

    Interest expense is not reported separately.

  • Short-term assets don't cover short-term debts

    Current assets are 0.58 times current liabilities.

  • Bankruptcy risk in the grey zone

    The Altman Z-score is 2.15; above 3 is the safe zone and below 1.8 the distress zone.

Dividend0/6

  • No dividend

    Jack in the Box has not paid a dividend in the last twelve months.

  • Yield against Treasuries

    No dividend.

  • Yield against the market

    No dividend.

  • Dividend stability

    No dividend.

  • Earnings cover

    No dividend.

  • Cash-flow cover

    No dividend.

Scores of similar companies

Fair value

How we estimate it

Our estimate per share

$37.79

The share price is 62% below this estimate.

20%+ below
Near fair value
20%+ above
$14.51Price$37.79Fair value
MethodMultiple usedOwn 5Y medianIndustry medianValue per shareWeight
P/E20.1×11.9×28.5×$35.0273%
Earnings power10.3% cost of equity––$45.1927%
Fair value$37.79100%

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • P/E at month end
  • Own 5-year median 11.9
  • Eating and Drinking Places median 28.5

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

Medium risk

Average value traded per day
$6.03M
Value traded per 1% price move
$2.55M

Downside

High risk

Typical loss in a bad month
39.7%
Volatility (annualized)
74%
Sharpe ratio, 1 year
-0.16
Beta to the S&P 500 (5Y)
1.09

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2011 to 2025

Gross margin

–

Operating margin

-1.2%−23.8 pts over 5 years

Net margin

-5.5%−14.3 pts over 5 years

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