Flywire Corp (FLYW) stock

FLYWNasdaqServices-Business Services, NECFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 11/3071% above fair value

$22.26+0.79 (+3.68%)

Close on Nov 13, 2026Market cap $2.71BP/E 37.1Yield –

Flywire statistics

88 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 23, 2027 (estimated, after the close)
Last ex-dividend date: No dividends
Fundamentals through: Sep 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $2.71B; $792.38M
Enterprise Value: $2.30B; $779.89M
PE Ratio: 37.10; 25.88
PS Ratio: 3.55; 2.33
PB Ratio: 2.98; 2.73
P/TBV Ratio: 8.35; 4.73
P/FCF Ratio: 20.17; 15.38
P/OCF Ratio: 20.02; 12.99

Enterprise valuationIndustry

EV / Sales: 3.01; 2.10
EV / EBITDA: 38.43; 16.18
EV / EBIT: 38.43; 21.00
EV / FCF: 17.11; 15.48

Share statisticsIndustry

Shares Outstanding: 122M; 59M
Shares Change (YoY): 1.27%; 1.88%
Shares Change (QoQ): 0.73%; 0.04%
Float: 99M; 53M
Shares Held by Insiders: 18.3%; 13.1%
Shares Held by Institutions: 106.8%; 62.6%

Short sellingIndustry

Short Interest: 11M; –
Short Interest Change: -7.51%; -3.30%
Short % of Float: 10.8%; 5.82%
Short % of Shares Outstanding: 8.84%; 4.22%
Days to Cover: 9.65; 3.54

Stock price statisticsIndustry

52-Week High: $22.59; –
52-Week Low: $10.55; –
20-Day Moving Average: $20.18; –
50-Day Moving Average: $18.79; –
200-Day Moving Average: $15.92; –
Average True Range (14): $0.89; –
Price Change (1 Week): 3.20%; 0.50%
Price Change (1 Month): 15.0%; -1.81%
Price Change (3 Months): 21.6%; -4.67%
Price Change (6 Months): 38.6%; 0.47%
Price Change (YTD): 57.2%; -13.6%
Price Change (1 Year): 60.8%; -13.9%
Price Change (3 Years): -1.07%; -16.1%
Price Change (5 Years): -50.3%; -57.0%
Average Volume (10 Days): 3M; –
Average Volume (20 Days): 2M; –
Average Volume (90 Days): 2M; –
Relative Volume: 1.38; 0.64
Relative Strength Index (14): 66.9; 47.4
Volatility (1 Year): 48.7%; 65.4%
Beta (5 Years): 1.56; 1.19

MarginsIndustry

Operating Margin: 7.83%; -2.03%
Profit Margin: 10.3%; -2.58%
EBITDA Margin: 7.83%; 0.72%
FCF Margin: 17.6%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 9.08%; 1.34%
Return on Assets (ROA): 6.00%; -3.24%
Return on Invested Capital (ROIC): 9.94%; -0.09%
Return on Capital Employed (ROCE): 6.48%; -0.55%

Financial positionIndustry

Current Ratio: 1.53; 1.37
Quick Ratio: 1.03; 0.94
Interest Coverage: 36.96; -0.55

GrowthIndustry

Revenue Growth (YoY): 31.0%; 9.45%
FCF Growth (YoY): 104.5%; 14.3%
Revenue Growth (3Y CAGR): 29.1%; 7.44%
Revenue Growth (5Y CAGR): 36.4%; 12.3%

EfficiencyIndustry

Asset Turnover: 0.58; 0.64
Revenue Per Employee: $545.50K; $394.08K
Profits Per Employee: $56.39K; -$7.02K
Employee Count: 1,400; 525
WACC: 12.9%; 10.3%

Income statement (TTM)Industry

Revenue: $763.70M; $257.79M
Operating Income: $59.81M; -$638.82K
Net Income: $78.95M; -$309.55K
EBITDA: $59.81M; -$78.29K
EPS (Diluted): $0.60; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $410.22M; $41.99M
Net Cash (Debt): $410.22M; $1.76M
Net Cash Per Share: $3.37; $0.12
Equity (Book Value): $909.40M; $51.00M
Book Value Per Share: $7.47; $1.98
Tangible Book Value: $324.52M; $2.87M
Working Capital: $236.74M; $16.25M

Cash flow (TTM)Industry

Operating Cash Flow: $135.30M; $5.65M
Capital Expenditures: -$1.01M; -$5.67M
Free Cash Flow: $134.29M; $35.58M
FCF Per Share: $1.10; $0.53

Dividends and yieldsIndustry

Earnings Yield: 2.91%; 0.37%
FCF Yield: 4.96%; 4.39%

Taxes and interestIndustry

Interest Expense: $1.62M; $3.48M
Income Tax: -$16.91M; $1.63M

Scores and fair valueIndustry

Graham Number: $10.05; $16.88
Graham Upside: -54.9%; -55.0%
Altman Z-Score: 4.35; 1.96
Piotroski F-Score: 7; 5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	FLYW	S&P 500	Difference	FLYW per year	S&P 500 per year
1 month	+21.9%	-3.0%	+24.9 pts
3 months	+22.0%	-2.8%	+24.8 pts
Year to date	+57.2%	+11.5%	+45.7 pts
1 year	+60.8%	+13.5%	+47.4 pts
3 years	+8.0%	+77.7%	−69.7 pts	+2.6%	+21.1%
5 years	-50.3%	+72.6%	−122.9 pts	-13.0%	+11.5%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

11M FLYW shares were sold short on Oct 30, 2026, down 7.5% from the previous report, or 10.83% of the shares available to trade. At recent volumes it would take 9.7 days to buy them back. Over the last 20 sessions, 43.3% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	10,756,446	-7.5%	1,114,771	9.7
Oct 15, 2026	11,630,263	-6.2%	1,232,756	9.4
Sep 30, 2026	12,399,844	+5.3%	1,631,937	7.6
Sep 15, 2026	11,776,107	-4.9%	1,200,152	9.8
Aug 31, 2026	12,386,097	+9.7%	1,399,371	8.8
Aug 14, 2026	11,293,996	-10.9%	2,471,596	4.6
Jul 31, 2026	12,681,558	-3.2%	1,957,560	6.5
Jul 15, 2026	13,105,497	+1.1%	2,088,997	6.3
Jun 30, 2026	12,963,114	+50.2%	2,802,809	4.6
Jun 15, 2026	8,632,007	+50.7%	2,301,644	3.8
May 29, 2026	5,726,785	+33.7%	2,199,255	2.6
May 15, 2026	4,283,084	+14.2%	2,922,468	1.5