Repay Holdings Corp (RPAY) stock
Close on Nov 12, 2026Market cap $368.43MP/E –Yield –
Repay Holdings Corp grew revenue 33.8% to $413.48M over the twelve months to Sep 30, 2026. Free cash flow was $87.17M, down 14.2% from a year earlier. At the latest close the market valued the company at $368.43M.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $368.43M
- P/E ratio
- –
- Price to sales
- 0.89
- Price to book
- 0.79
- Dividend yield
- –
- Free cash flow yield
- 23.66%
Fundamentals
- Revenue
- $413.48M
- Net income
- -$170.38M
- EPS, diluted
- -$3.00
- Free cash flow
- $87.17M
- Book value per share
- $0.01
- Diluted shares
- 83.50B
Trading
- Next earnings
- Mar 8, 2027 (estimated, after the close)
- Previous close
- $4.20
- Open
- $4.14
- Day's range
- $4.09 – $4.29
- Volume
- 352,124
- Average volume (20 days)
- 527,861
- Index membership
- Russell 2000 (since Jun 2020), Russell 3000 (since Aug 2020)
- Beta (5 years)
- 1.48
- 52-week range
- $2.30 – $4.80
- RSI (14 days)
- 48.4
- Volatility (1 year)
- 70.1%
- Relative volume
- 1.82×
- WACC
- 6.7%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2018, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | RPAY | S&P 500 | Difference | RPAY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +7.3% | -2.7% | +10.0 pts | ||
| 3 months | +9.0% | -1.7% | +10.8 pts | ||
| Year to date | +12.3% | +11.9% | +0.4 pts | ||
| 1 year | +13.6% | +12.0% | +1.6 pts | ||
| 3 years | -36.3% | +78.2% | −114.5 pts | -14.0% | +21.2% |
| 5 years | -79.6% | +73.2% | −152.9 pts | -27.3% | +11.6% |
Nine years at a glance
Fiscal years 2017 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Repay filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Update
About Repay
Services-Business Services, NEC
Repay Holdings Corporation provides integrated payment processing solutions tailored to vertical markets with specific transaction needs, such as personal loans, automotive loans, receivables management, and business-to-business commerce. The company operates through two main reporting segments: Consumer Payments and Business Payments. Its solutions include credit and debit card processing, Automated Clearing House transactions, virtual credit cards, instant fund disbursements, digital wallet acceptance, and clearing and settlement services. Repay serves enterprise clients, educational institutions, healthcare organizations, and government entities, facilitating electronic payments directly between businesses and consumers or between enterprise partners.
Company profile, executives and historyRepay stock: common questions
What is Repay's stock price?
RPAY closed at $4.10 on Nov 12, 2026, down 2.38% on the day. Over the past 52 weeks it traded between $2.30 and $4.80.
What is Repay's market cap?
Repay was worth $368.43M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is RPAY's P/E ratio?
Repay lost money over fiscal 2025 (diluted EPS -$3.00), so it has no meaningful P/E ratio.
How much revenue does Repay make?
Repay reported revenue of $413.48M for the twelve months to Sep 30, 2026, up 33.8% from a year earlier.
Does Repay pay a dividend?
No. Repay has not paid a cash dividend over the last twelve months.
When does Repay report earnings next?
Repay is expected to report Q4 FY2026 results on Mar 8, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has RPAY stock performed over the past year?
Including dividends, RPAY returned +13.6% over the past year, against +12.0% for the S&P 500.
How many RPAY shares are sold short?
4M shares were sold short at the latest FINRA report, 7.72% of the float, or 9.1 days of average trading volume.
Who are Repay's competitors?
Companies most similar to Repay by business, industry and size include FLYW, PAY, PRTH, CASS, SEZL.
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