Paymentus Holdings, Inc. (PAY) stock
Close on Nov 11, 2026Market cap $4.28BP/E 46.6Yield –
Paymentus Holdings, Inc. grew revenue 26.5% to $1.42B over the twelve months to Sep 30, 2026. Operating income rose 77.8% to $116.78M, moving the operating margin from 5.8% to 8.2%. Free cash flow was $167.61M, up 16.0% from a year earlier. At the latest close the market valued the company at $4.28B, 46.6 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $4.28B
- P/E ratio
- 46.6
- Price to sales
- 3.01
- Price to book
- 6.66
- Dividend yield
- –
- Free cash flow yield
- 3.91%
Fundamentals
- Revenue
- $1.42B
- Net income
- $94.59M
- EPS, diluted
- $0.73
- Free cash flow
- $167.61M
- Book value per share
- $4.94
- Diluted shares
- 130M
Trading
- Next earnings
- Feb 22, 2027 (estimated, during market hours)
- Previous close
- $34.12
- Open
- $33.93
- Day's range
- $33.56 – $34.53
- Volume
- 502,142
- Average volume (20 days)
- 805,087
- Index membership
- Russell 2000 (since Jun 2026), Russell 3000
- Beta (5 years)
- 1.43
- 52-week range
- $20.11 – $45.31
- RSI (14 days)
- 54.5
- Volatility (1 year)
- 59.1%
- Relative volume
- 0.47×
- WACC
- 12.0%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2021, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | PAY | S&P 500 | Difference | PAY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +6.7% | -2.4% | +9.1 pts | ||
| 3 months | -16.3% | -1.2% | −15.1 pts | ||
| Year to date | +7.7% | +12.3% | −4.6 pts | ||
| 1 year | -9.9% | +12.4% | −22.3 pts | ||
| 3 years | +109.0% | +78.8% | +30.2 pts | +27.9% | +21.4% |
| 5 years | +17.5% | +75.2% | −57.7 pts | +3.3% | +11.9% |
Eight years at a glance
Fiscal years 2018 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Paymentus filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About Paymentus
Services-Business Services, NEC
Paymentus develops and operates a cloud-based electronic bill payment and presentment platform. The company provides a Software-as-a-Service system that facilitates consumer engagement, digital bill delivery, and multi-channel payment processing across web, mobile, voice, text, and in-person touchpoints. Its solutions enable customers to make one-time, scheduled, and recurring transactions using various payment methods such as automated clearing house, payment cards, and digital wallets. The platform serves commercial billers across multiple industries, including utilities, insurance, government, telecommunications, and healthcare, while also providing digital banking and money movement platforms for financial institutions.
Company profile, executives and historyPaymentus stock: common questions
What is Paymentus's stock price?
PAY closed at $34.01 on Nov 11, 2026, down 0.32% on the day. Over the past 52 weeks it traded between $20.11 and $45.31.
What is Paymentus's market cap?
Paymentus was worth $4.28B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is PAY's P/E ratio?
PAY trades at 46.6 times earnings, based on diluted earnings per share of $0.73 over the twelve months to Sep 30, 2026.
How much revenue does Paymentus make?
Paymentus reported revenue of $1.42B for the twelve months to Sep 30, 2026, up 26.5% from a year earlier.
Does Paymentus pay a dividend?
No. Paymentus has not paid a cash dividend over the last twelve months.
When does Paymentus report earnings next?
Paymentus is expected to report Q4 FY2026 results on Feb 22, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has PAY stock performed over the past year?
Including dividends, PAY returned -9.9% over the past year, against +12.4% for the S&P 500.
How many PAY shares are sold short?
2M shares were sold short at the latest FINRA report, 10.86% of the float, or 3.3 days of average trading volume.
Who are Paymentus's competitors?
Companies most similar to Paymentus by business, industry and size include FLYW, PSFE, DLO, RELY, PRTH.
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