FB Financial Corp (FBK) stock
FBKNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 2, 2026Score 17/302% below fair value
$54.53−0.37 (-0.67%)
Close on Nov 12, 2026Market cap $2.73BP/E 12.1Yield 1.39%
FB Financial statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, after the close)
- Last ex-dividend date
- Aug 11, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.75
- 1.52
- P/OCF Ratio
- 15.23
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 2.44
- 2.95
- EV / FCF
- 9.90
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- 6.84%
- 0.35%
- Shares Change (QoQ)
- -1.07%
- 0.00%
- Float
- 38M
- 17M
- Shares Held by Insiders
- 24.3%
- 6.05%
- Shares Held by Institutions
- 81.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- -10.8%
- -4.13%
- Short % of Float
- 6.93%
- 3.58%
- Short % of Shares Outstanding
- 5.24%
- 3.18%
- Days to Cover
- 7.47
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $62.66
- –
- 52-Week Low
- $49.24
- –
- 20-Day Moving Average
- $53.76
- –
- 50-Day Moving Average
- $53.51
- –
- 200-Day Moving Average
- $55.19
- –
- Average True Range (14)
- $1.27
- –
- Price Change (1 Week)
- 0.48%
- 0.47%
- Price Change (1 Month)
- 8.24%
- 4.83%
- Price Change (3 Months)
- -11.8%
- -3.58%
- Price Change (6 Months)
- 5.37%
- 10.8%
- Price Change (YTD)
- -2.28%
- 19.6%
- Price Change (1 Year)
- -1.66%
- 25.4%
- Price Change (3 Years)
- 76.1%
- 76.7%
- Price Change (5 Years)
- 17.3%
- 26.5%
- Price Change (10 Years)
- 145.1%
- 67.0%
- Average Volume (10 Days)
- 373,076
- –
- Average Volume (20 Days)
- 366,497
- –
- Average Volume (90 Days)
- 454,101
- –
- Relative Volume
- 0.65
- 0.66
- Relative Strength Index (14)
- 54.3
- 52.6
- Volatility (1 Year)
- 24.0%
- 24.4%
- Beta (5 Years)
- 0.83
- 0.63
MarginsIndustry
- Pretax Margin
- 42.0%
- 36.9%
- FCF Margin
- 24.6%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.9%
- 10.8%
- Return on Assets (ROA)
- 1.40%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 36.8%
- 11.8%
- Net Income Growth (YoY)
- 125.4%
- 22.7%
- EPS Growth (YoY)
- 110.3%
- 21.6%
- FCF Growth (YoY)
- 59.2%
- 27.5%
- Revenue Growth (3Y CAGR)
- 2.05%
- 5.82%
- Revenue Growth (5Y CAGR)
- -0.27%
- 6.17%
- EPS Growth (3Y CAGR)
- -2.46%
- 1.31%
- EPS Growth (5Y CAGR)
- 7.97%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $439.26K
- $359.04K
- Profits Per Employee
- $146.40K
- $110.51K
- Employee Count
- 1,594
- 492
- WACC
- 9.15%
- 8.00%
Income statement (TTM)Industry
- Pretax Income
- $294.16M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $1.02B
- $166.15M
- Net Cash Per Share
- $20.36
- $8.19
- Equity (Book Value)
- $1.93B
- $570.13M
- Book Value Per Share
- $38.69
- $28.22
- Tangible Book Value
- $1.56B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$6.47M
- -$4.27M
- FCF Per Share
- $3.45
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 8.56%
- 8.32%
- FCF Yield
- 6.33%
- 9.23%
- Dividend Yield
- 1.39%
- 2.44%
- Buyback Yield
- 8.15%
- 1.80%
- Shareholder Yield
- 9.54%
- 3.22%
- Dividend Per Share
- $0.76
- $0.92
- Dividend Growth (YoY)
- 11.8%
- 4.26%
- Years of Dividend Growth
- 7
- 2
- Payout Ratio
- 18.1%
- 29.0%
- FCF Payout Ratio
- 24.5%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $60.79M
- $16.14M
- Effective Tax Rate
- 20.7%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $62.59
- $45.31
- Graham Upside
- 14.8%
- 18.8%
- Altman Z-Score
- 0.23
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $35.85
- –
- Lynch Upside
- -34.3%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | FBK | S&P 500 | Difference | FBK per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.0% | -2.7% | +5.7 pts | ||
| 3 months | -12.1% | -1.7% | −10.4 pts | ||
| Year to date | -1.2% | +11.9% | −13.1 pts | ||
| 1 year | -0.1% | +12.0% | −12.1 pts | ||
| 3 years | +85.6% | +78.2% | +7.4 pts | +22.9% | +21.2% |
| 5 years | +26.2% | +73.2% | −47.0 pts | +4.8% | +11.6% |
| 10 years | +173.8% | +309.6% | −135.8 pts | +10.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
3M FBK shares were sold short on Oct 30, 2026, down 10.8% from the previous report, or 6.93% of the shares available to trade. At recent volumes it would take 7.5 days to buy them back. Over the last 20 sessions, 62.9% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,619,772 | -10.8% | 350,604 | 7.5 |
| Oct 15, 2026 | 2,937,556 | -3.5% | 642,525 | 4.6 |
| Sep 30, 2026 | 3,045,421 | +40.5% | 811,766 | 3.8 |
| Sep 15, 2026 | 2,166,861 | +11.3% | 435,403 | 5.0 |
| Aug 31, 2026 | 1,947,665 | +1.8% | 257,640 | 7.6 |
| Aug 14, 2026 | 1,912,631 | +4.6% | 304,970 | 6.3 |
| Jul 31, 2026 | 1,828,470 | -14.6% | 402,990 | 4.5 |
| Jul 15, 2026 | 2,142,095 | -0.8% | 421,343 | 5.1 |
| Jun 30, 2026 | 2,160,084 | +10.4% | 471,447 | 4.6 |
| Jun 15, 2026 | 1,956,718 | +7.1% | 362,261 | 5.4 |
| May 29, 2026 | 1,827,330 | +7.2% | 294,003 | 6.2 |
| May 15, 2026 | 1,705,078 | -0.9% | 254,035 | 6.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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