FB Financial vs First BanCorp
FBK and FBP side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBK and FBP compare
First BanCorp is the larger company, worth 1.5 times as much as FB Financial ($4.0B against $2.7B).
On earnings, First BanCorp is cheaper: it trades at 11.1× trailing earnings, against 12.2× for FB Financial.
FB Financial grew revenue faster over the last twelve months (36.8% versus 1.7% for First BanCorp).
FB Financial keeps more of each dollar of sales as profit, with a net margin of 33.3% compared with 28.4% at First BanCorp.
Both pay dividends: FB Financial yields 1.1% and First BanCorp 2.3%.
First BanCorp scores higher on the StockData Score (18 against 17 for FB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBK | FBP |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $4.0B |
| Share price | $54.90 | $26.21 |
| Change, 1 year | −0.40% | 28.9% |
| Change, 5 years | 19.1% | 83.2% |
| Beta (5Y) | 0.84 | 0.85 |
| Employees | 1,594 | 3,218 |
| StockData Score | ||
| Total score | 17 | 18 (better) |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 1 |
| Performance score | 5 | 5 |
| Health score | 5 | 6 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 12.2× | 11.1× (better) |
| P/S | 3.9× | 3.1× (better) |
| P/B | 1.4× (better) | 2.1× |
| P/FCF | 15.9× | 9.8× (better) |
| PEG | – | 1.05 |
| FCF yield | 6.3% | 10.2% (better) |
| Fair value | $56.01 | $22.95 |
| Margin of safety | 2.0% (better) | −14.2% |
| Growth | ||
| Revenue growth (TTM) | 36.8% (better) | 1.7% |
| Revenue growth, 5Y average | −0.27% | 9.3% (better) |
| Net income growth (TTM) | 125% (better) | 10.4% |
| EPS growth (TTM) | 110% (better) | 15.0% |
| EPS growth, 5Y average | 8.0% | 36.1% (better) |
| Profitability | ||
| Net margin | 33.3% (better) | 28.4% |
| FCF margin | 24.6% | 31.5% (better) |
| Return on equity | 11.9% | 19.4% (better) |
| Financial health | ||
| Debt / equity | – | 0.01 |
| Altman Z-score | 0.23 | 0.38 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.1% | 2.3% (better) |
| Payout ratio | 18.1% | 32.9% |
| Years of dividend growth | 7 | 8 (better) |
| Dividend growth, 5Y average | 16.1% | 29.2% (better) |
| Buyback yield | 8.1% (better) | 5.1% |
| Shareholder yield | 9.2% (better) | 7.4% |
| Ownership | ||
| Held by institutions | 81.2% | 96.7% |
| Held by insiders | 24.3% | 2.5% |
| Insider net buying, 12 months | $542K (better) | −$2.4M |
| Short interest, % of float | 6.9% | 4.6% |
Go deeper
- FBK stock overview
- FBK income statement
- FBK valuation and score
- FBP stock overview
- FBP income statement
- FBP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.