FB Financial vs First Financial Bankshares
FBK and FFIN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBK and FFIN compare
First Financial Bankshares is the larger company, worth 1.6 times as much as FB Financial ($4.3B against $2.7B).
On earnings, FB Financial is cheaper: it trades at 12.1× trailing earnings, against 14.9× for First Financial Bankshares.
First Financial Bankshares keeps more of each dollar of sales as profit, with a net margin of 42.9% compared with 33.3% at FB Financial.
Both pay dividends: FB Financial yields 1.2% and First Financial Bankshares 2.7%.
FB Financial scores higher on the StockData Score (17 against 15 for First Financial Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBK | FFIN |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $4.3B |
| Share price | $54.63 | $30.28 |
| Change, 1 year | −0.98% | −3.4% |
| Change, 5 years | 18.5% | −43.1% |
| Beta (5Y) | 0.84 | 0.75 |
| Employees | 1,594 | 1,600 |
| StockData Score | ||
| Total score | 17 (better) | 15 |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 0 |
| Performance score | 5 | 5 |
| Health score | 5 (better) | 4 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 12.1× (better) | 14.9× |
| P/S | 3.9× (better) | 6.4× |
| P/B | 1.4× (better) | 2.4× |
| P/FCF | 15.8× | 13.2× (better) |
| PEG | – | 5.79 |
| FCF yield | 6.3% | 7.6% (better) |
| Fair value | $55.89 | $31.25 |
| Margin of safety | 2.2% | 3.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 36.8% | – |
| Revenue growth, 5Y average | −0.27% | 196% (better) |
| Net income growth (TTM) | 125% | – |
| EPS growth (TTM) | 110% | – |
| EPS growth, 5Y average | 8.0% (better) | 4.5% |
| Profitability | ||
| Net margin | 33.3% | 42.9% (better) |
| FCF margin | 24.6% | 48.3% (better) |
| Return on equity | 11.9% | 15.9% (better) |
| Financial health | ||
| Debt / equity | – | 0.01 |
| Altman Z-score | 0.23 | 0.39 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | 2.7% (better) |
| Payout ratio | 18.1% | 38.9% |
| Years of dividend growth | 7 (better) | 6 |
| Dividend growth, 5Y average | 16.1% (better) | 8.0% |
| Buyback yield | 8.1% | – |
| Shareholder yield | 9.3% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 81.2% | 65.6% |
| Held by insiders | 24.3% | 3.3% |
| Insider net buying, 12 months | $542K | $665K (better) |
| Short interest, % of float | 6.9% | 6.3% |
Go deeper
- FBK stock overview
- FBK income statement
- FBK valuation and score
- FFIN stock overview
- FFIN income statement
- FFIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.