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First Financial Bankshares Inc (FFIN) stock

FFINNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 15/303% below fair value
$30.34−0.25 (-0.82%)

Close on Nov 11, 2026Market cap $4.35BP/E 14.9Yield 2.47%

First Financial Bankshares Inc reported revenue of $678.50M for the twelve months to Sep 30, 2026. Free cash flow was $327.93M. At the latest close the market valued the company at $4.35B, 14.9 times its earnings.

Revenue
$678.50M
TTM Q3 2026
Free cash flow
$327.93M
TTM Q3 2026
EPS, diluted
$2.03
TTM Q3 2026

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$4.35B
P/E ratio
14.9
Price to sales
6.41
Price to book
2.37
Dividend yield
2.47%
Free cash flow yield
7.54%

Fundamentals

Revenue
$678.50M
Net income
$291.05M
EPS, diluted
$2.03
Free cash flow
$327.93M
Book value per share
$12.75
Diluted shares
144M

Trading

Next earnings
Jan 22, 2027 (estimated, after the close)
Previous close
$30.59
Open
$30.59
Day's range
$30.21 – $30.61
Volume
620,734
Average volume (20 days)
1,098,715
Index membership
S&P MidCap 400, Russell 2000, Russell 3000
Beta (5 years)
0.75
52-week range
$28.11 – $36.52
RSI (14 days)
43.4
Volatility (1 year)
23.4%
Relative volume
0.73×
WACC
8.6%

Index membership is inferred from the holdings of funds that track each index (IJH, SPMD, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodFFINS&P 500DifferenceFFIN per yearS&P 500 per year
1 month-1.4%-2.4%+1.0 pts
3 months-12.2%-1.2%−11.1 pts
Year to date+3.6%+12.3%−8.7 pts
1 year-1.0%+12.4%−13.4 pts
3 years+31.7%+78.8%−47.1 pts+9.6%+21.4%
5 years-37.9%+75.2%−113.1 pts-9.1%+11.9%
10 years+68.4%+311.1%−242.7 pts+5.4%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$678.50M

Net income

$291.05M

EPS, diluted

$2.03

Free cash flow

$327.93M
Reported periodTrailing twelve months

Press releases

Releases First Financial Bankshares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About First Financial Bankshares

State Commercial Banks

The company operates as a financial services provider that delivers diverse banking and lending solutions through its subsidiary banking operations. Its primary business activities center on credit facilities across commercial, consumer, and public sectors. Key loan offerings include commercial and industrial financing, construction and development lending, and commercial real estate loans for owner-occupied and non-owner-occupied properties. Additionally, the entity provides residential mortgages, agricultural and farm credit, municipal financing, and consumer loans for automotive and general needs. Its clientele includes commercial enterprises, real estate developers, farmers, municipalities, and individual consumers.

Company profile, executives and history

First Financial Bankshares stock: common questions

What is First Financial Bankshares's stock price?

FFIN closed at $30.34 on Nov 11, 2026, down 0.82% on the day. Over the past 52 weeks it traded between $28.11 and $36.52.

What is First Financial Bankshares's market cap?

First Financial Bankshares was worth $4.35B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is FFIN's P/E ratio?

FFIN trades at 14.9 times earnings, based on diluted earnings per share of $2.03 over the twelve months to Sep 30, 2026.

How much revenue does First Financial Bankshares make?

First Financial Bankshares reported revenue of $678.50M for the twelve months to Sep 30, 2026.

Does First Financial Bankshares pay a dividend?

Yes. First Financial Bankshares paid $0.75 per share over the last twelve months, a yield of 2.47% at the latest price, and has raised its annual dividend 6 years in a row.

When does First Financial Bankshares report earnings next?

First Financial Bankshares is expected to report Q4 FY2026 results on Jan 22, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has FFIN stock performed over the past year?

Including dividends, FFIN returned -1.0% over the past year, against +12.4% for the S&P 500.

How many FFIN shares are sold short?

9M shares were sold short at the latest FINRA report, 6.30% of the float, or 6.8 days of average trading volume.

Who are First Financial Bankshares's competitors?

Companies most similar to First Financial Bankshares by business, industry and size include FBK, SBCF, FMBH, FBP, BUSE.

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