Enterprise Financial Services Corp (EFSC) stock
EFSCNasdaqState Commercial BanksFiscal year ends December 31Also trades as EFSCP
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 13/304% above fair value
$62.38−0.15 (-0.24%)
Close on Nov 12, 2026Market cap $2.23BP/E 12.5Yield 1.96%
Enterprise Financial Services statistics
91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 25, 2027 (estimated, after the close)
- Last ex-dividend date
- Dec 15, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.50
- 1.52
- P/OCF Ratio
- 9.17
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 2.32
- 2.95
- EV / FCF
- 7.38
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -1.39%
- 0.35%
- Shares Change (QoQ)
- -1.33%
- 0.00%
- Float
- 35M
- 17M
- Shares Held by Insiders
- 1.55%
- 6.05%
- Shares Held by Institutions
- 85.4%
- 61.3%
Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- -9.35%
- -4.13%
- Days to Cover
- 4.54
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $68.73
- –
- 52-Week Low
- $51.40
- –
- 20-Day Moving Average
- $61.91
- –
- 50-Day Moving Average
- $61.39
- –
- 200-Day Moving Average
- $60.92
- –
- Average True Range (14)
- $1.28
- –
- Price Change (1 Week)
- 0.14%
- 0.51%
- Price Change (1 Month)
- 6.38%
- 4.83%
- Price Change (3 Months)
- -6.10%
- -3.58%
- Price Change (6 Months)
- 5.07%
- 10.8%
- Price Change (YTD)
- 15.5%
- 19.6%
- Price Change (1 Year)
- 16.8%
- 25.4%
- Price Change (3 Years)
- 71.2%
- 76.7%
- Price Change (5 Years)
- 29.1%
- 26.5%
- Price Change (10 Years)
- 67.7%
- 67.0%
- Average Volume (10 Days)
- 215,991
- –
- Average Volume (20 Days)
- 228,350
- –
- Average Volume (90 Days)
- 238,292
- –
- Relative Volume
- 0.58
- 0.67
- Relative Strength Index (14)
- 54.0
- 52.6
- Volatility (1 Year)
- 21.8%
- 24.4%
- Beta (5 Years)
- 0.66
- 0.63
MarginsIndustry
- Pretax Margin
- 32.0%
- 36.9%
- FCF Margin
- 31.4%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.62%
- 10.8%
- Return on Assets (ROA)
- 1.10%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 4.99%
- 11.8%
- Net Income Growth (YoY)
- -4.04%
- 22.7%
- EPS Growth (YoY)
- -2.92%
- 21.6%
- FCF Growth (YoY)
- 22.7%
- 27.5%
- Revenue Growth (3Y CAGR)
- 11.5%
- 5.82%
- Revenue Growth (5Y CAGR)
- 17.9%
- 6.17%
- EPS Growth (3Y CAGR)
- 0.00%
- 1.31%
- EPS Growth (5Y CAGR)
- 14.0%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $930.23K
- $359.04K
- Profits Per Employee
- $232.95K
- $110.51K
- Employee Count
- 805
- 492
- WACC
- 8.19%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $239.98M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $487.87M
- $166.15M
- Net Cash Per Share
- $13.67
- $8.19
- Equity (Book Value)
- $1.92B
- $570.13M
- Book Value Per Share
- $53.73
- $28.22
- Tangible Book Value
- $1.48B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$7.30M
- -$4.27M
- FCF Per Share
- $6.60
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 8.42%
- 8.32%
- FCF Yield
- 10.6%
- 9.23%
- Dividend Yield
- 1.96%
- 2.44%
- Buyback Yield
- 3.94%
- 1.80%
- Shareholder Yield
- 5.89%
- 3.22%
- Dividend Per Share
- $1.22
- $0.92
- Dividend Growth (YoY)
- 15.1%
- 4.26%
- Years of Dividend Growth
- 11
- 2
- Payout Ratio
- 26.0%
- 29.0%
- FCF Payout Ratio
- 20.7%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $52.45M
- $16.14M
- Effective Tax Rate
- 21.9%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $77.59
- $45.31
- Graham Upside
- 24.4%
- 18.8%
- Altman Z-Score
- 0.21
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $69.63
- –
- Lynch Upside
- 11.6%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | EFSC | S&P 500 | Difference | EFSC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.9% | -2.7% | +7.6 pts | ||
| 3 months | -5.8% | -1.7% | −4.0 pts | ||
| Year to date | +17.5% | +11.9% | +5.6 pts | ||
| 1 year | +20.4% | +12.0% | +8.4 pts | ||
| 3 years | +84.3% | +78.2% | +6.2 pts | +22.6% | +21.2% |
| 5 years | +44.0% | +73.2% | −29.2 pts | +7.6% | +11.6% |
| 10 years | +101.2% | +309.6% | −208.5 pts | +7.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M EFSC shares were sold short on Oct 30, 2026, down 9.3% from the previous report. At recent volumes it would take 4.5 days to buy them back. Over the last 20 sessions, 39.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,057,176 | -9.3% | 232,855 | 4.5 |
| Oct 15, 2026 | 1,166,153 | -1.6% | 191,475 | 6.1 |
| Sep 30, 2026 | 1,185,010 | -14.6% | 386,492 | 3.1 |
| Sep 15, 2026 | 1,388,203 | +24.2% | 223,711 | 6.2 |
| Aug 31, 2026 | 1,117,692 | +10.8% | 172,481 | 6.5 |
| Aug 14, 2026 | 1,008,583 | -4.0% | 204,383 | 4.9 |
| Jul 31, 2026 | 1,050,187 | +5.8% | 264,849 | 4.0 |
| Jul 15, 2026 | 992,261 | -7.9% | 189,546 | 5.2 |
| Jun 30, 2026 | 1,077,956 | +22.0% | 394,555 | 2.7 |
| Jun 15, 2026 | 883,846 | +10.5% | 192,093 | 4.6 |
| May 29, 2026 | 799,941 | +7.1% | 204,771 | 3.9 |
| May 15, 2026 | 746,716 | +7.7% | 235,478 | 3.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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