Commerce Bancshares vs Enterprise Financial Services
CBSH and EFSC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBSH and EFSC compare
Commerce Bancshares is the larger company, worth 3.6 times as much as Enterprise Financial Services ($8.0B against $2.2B).
Commerce Bancshares grew revenue faster over the last twelve months (6.5% versus 5.0% for Enterprise Financial Services).
Commerce Bancshares keeps more of each dollar of sales as profit, with a net margin of 133% compared with 25.0% at Enterprise Financial Services.
Both pay dividends: Commerce Bancshares yields 2.0% and Enterprise Financial Services 2.2%.
Commerce Bancshares scores higher on the StockData Score (14 against 13 for Enterprise Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBSH | EFSC |
|---|---|---|
| Size and price | ||
| Market cap | $8.0B | $2.2B |
| Share price | $55.74 | $62.20 |
| Change, 1 year | 7.8% | 17.4% |
| Change, 5 years | −1.6% | 31.3% |
| Beta (5Y) | 0.63 | 0.66 |
| Employees | 4,577 | 805 |
| StockData Score | ||
| Total score | 14 (better) | 13 |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 6 (better) | 2 |
| Health score | 4 | 4 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | – | 12.5× |
| P/S | 17.8× | 3.0× (better) |
| P/B | 1.9× | 1.2× (better) |
| P/FCF | 6.2× (better) | 9.4× |
| FCF yield | 16.0% (better) | 10.6% |
| Fair value | – | $60.17 |
| Margin of safety | – | −3.4% |
| Growth | ||
| Revenue growth (TTM) | 6.5% (better) | 5.0% |
| Revenue growth, 5Y average | 5.7% | 17.9% (better) |
| Net income growth (TTM) | 6.3% (better) | −4.0% |
| EPS growth (TTM) | – | −2.9% |
| EPS growth, 5Y average | 8.9% | 14.0% (better) |
| Profitability | ||
| Net margin | 133% (better) | 25.0% |
| FCF margin | 285% (better) | 31.4% |
| Return on equity | 15.0% (better) | 9.6% |
| Financial health | ||
| Altman Z-score | 0.19 | 0.21 (better) |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 2.2% (better) |
| Payout ratio | 26.5% | 26.0% |
| Years of dividend growth | 4 | 11 (better) |
| Dividend growth, 5Y average | 2.4% | 11.1% (better) |
| Buyback yield | 5.3% (better) | 3.9% |
| Shareholder yield | 7.3% (better) | 6.1% |
| Ownership | ||
| Held by institutions | 76.0% | 85.4% |
| Held by insiders | 3.5% | 1.6% |
| Insider net buying, 12 months | −$4.1M | −$75.7K (better) |
| Short interest, % of float | 4.9% | – |
Go deeper
- CBSH stock overview
- CBSH income statement
- CBSH valuation and score
- EFSC stock overview
- EFSC income statement
- EFSC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.