EFSCNasdaqState Commercial BanksFiscal year ends December 31Also trades as EFSCP
ENTERPRISE FINANCIAL SERVICES CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026
$59.40−0.44 (-0.74%)
Close on Oct 19, 2026
- Market cap
- $2.18B
- P/E (TTM)
- 11.8
- Dividend yield
- 2.05%
Enterprise Financial Services statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Market Cap | $2.15B | $679.86M |
| Enterprise Value | $1.60B | $408.94M |
| PE Ratio | 11.81 | 12.00 |
| PS Ratio | 2.80 | 3.61 |
| PB Ratio | 1.05 | 1.18 |
| P/TBV Ratio | 1.34 | 1.41 |
| P/FCF Ratio | 10.17 | 10.93 |
| P/OCF Ratio | 9.80 | 10.04 |
Enterprise value
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| EV / Sales | 2.08 | 2.78 |
| EV / FCF | 7.56 | 8.25 |
Income (trailing twelve months)
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Revenue | $767.93M | $170.85M |
| Pretax Income | $273.59M | $70.12M |
| Net Income | $190.32M | $54.33M |
| EPS (Diluted) | $5.03 | $2.90 |
Margins
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Pretax Margin | 35.6% | 36.4% |
| Profit Margin | 24.8% | 29.1% |
| FCF Margin | 27.5% | 33.0% |
Returns
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.60% | 10.5% |
| Return on Assets (ROA) | 1.14% | 1.12% |
Growth
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 14.4% | 11.8% |
| Net Income Growth (YoY) | -5.20% | 23.1% |
| EPS Growth (YoY) | -4.37% | 22.7% |
| FCF Growth (YoY) | -9.20% | 27.1% |
| Revenue Growth (3Y CAGR) | 11.5% | 5.82% |
| Revenue Growth (5Y CAGR) | 17.9% | 6.17% |
| EPS Growth (3Y CAGR) | 0.00% | 1.26% |
| EPS Growth (5Y CAGR) | 14.0% | 8.24% |
Balance sheet
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $552.06M | $205.54M |
| Net Cash (Debt) | $552.06M | $164.40M |
| Net Cash Per Share | $15.25 | $8.13 |
| Equity (Book Value) | $2.04B | $560.44M |
| Book Value Per Share | $56.39 | $28.47 |
| Tangible Book Value | $1.61B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Operating Cash Flow | $219.37M | $61.20M |
| Capital Expenditures | -$7.95M | -$4.02M |
| Free Cash Flow | $211.43M | $52.43M |
| FCF Per Share | $5.84 | $3.07 |
Efficiency
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $953.94K | $353.78K |
| Profits Per Employee | $236.42K | $107.28K |
| Employee Count | 805 | 489 |
Dividends and yields
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Earnings Yield | 8.85% | 8.07% |
| FCF Yield | 9.83% | 8.89% |
| Dividend Yield | 2.05% | 2.48% |
| Buyback Yield | 2.49% | 1.55% |
| Shareholder Yield | 4.55% | 3.13% |
| Dividend Per Share | $1.22 | $0.93 |
| Dividend Growth (YoY) | 15.1% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 25.1% | 29.4% |
| FCF Payout Ratio | 22.6% | 26.0% |
Shares
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Shares Outstanding | 36,192,500 | 18,839,100 |
| Shares Change (YoY) | -0.84% | 0.39% |
| Shares Change (QoQ) | -0.88% | 0.00% |
| Float | 35,637,900 | 17,061,900 |
| Shares Held by Insiders | 1.53% | 5.89% |
| Shares Held by Institutions | 84.2% | 61.9% |
Taxes
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Income Tax | $83.27M | $14.50M |
| Effective Tax Rate | 30.4% | 21.1% |
Scores
| Measure | Enterprise Financial Services | Industry median |
|---|---|---|
| Graham Number | $79.89 | $45.31 |
| Graham Upside | 34.5% | 21.6% |
| Altman Z-Score | 0.21 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Enterprise Financial Services's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.