ECB Bancorp, Inc. (ECBK) stock
ECBKNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 10/3011% below fair value
$20.45−0.49 (-2.34%)
Close on Nov 12, 2026Market cap $178.69MP/E 13.8Yield –
ECB Bancorp statistics
83 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 4, 2027 (estimated, before the open)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.97
- 1.52
- P/OCF Ratio
- 7.66
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 138.49
- 2.95
- EV / FCF
- 3.90
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -0.05%
- 0.35%
- Shares Change (QoQ)
- -0.11%
- 0.00%
- Float
- 8M
- 17M
- Shares Held by Insiders
- 4.37%
- 6.05%
- Shares Held by Institutions
- 29.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 94,127
- –
- Short Interest Change
- -14.5%
- -4.13%
- Short % of Float
- 1.13%
- 3.58%
- Short % of Shares Outstanding
- 1.08%
- 3.18%
- Days to Cover
- 10.11
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $23.14
- –
- 52-Week Low
- $15.88
- –
- 20-Day Moving Average
- $21.01
- –
- 50-Day Moving Average
- $20.84
- –
- 200-Day Moving Average
- $19.26
- –
- Average True Range (14)
- $0.71
- –
- Price Change (1 Week)
- -5.10%
- 0.51%
- Price Change (1 Month)
- 2.45%
- 4.83%
- Price Change (3 Months)
- -1.54%
- -3.58%
- Price Change (6 Months)
- 12.5%
- 10.8%
- Price Change (YTD)
- 17.6%
- 19.6%
- Price Change (1 Year)
- 17.3%
- 25.4%
- Price Change (3 Years)
- 87.6%
- 76.7%
- Average Volume (10 Days)
- 7,411
- –
- Average Volume (20 Days)
- 8,516
- –
- Average Volume (90 Days)
- 9,121
- –
- Relative Volume
- 0.71
- 0.67
- Relative Strength Index (14)
- 45.3
- 52.6
- Volatility (1 Year)
- 26.4%
- 24.4%
- Beta (5 Years)
- 0.33
- 0.63
MarginsIndustry
- Pretax Margin
- 2732.1%
- 36.9%
- FCF Margin
- 3550.2%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 6.99%
- 10.8%
- Return on Assets (ROA)
- 0.76%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- -91.8%
- 11.8%
- Net Income Growth (YoY)
- 86.8%
- 22.7%
- EPS Growth (YoY)
- 87.3%
- 21.6%
- FCF Growth (YoY)
- 128.8%
- 27.5%
- Revenue Growth (3Y CAGR)
- -71.2%
- 5.82%
- EPS Growth (3Y CAGR)
- 43.2%
- 1.31%
EfficiencyIndustry
- Asset Turnover
- 0.00
- 0.04
- Revenue Per Employee
- $9.63K
- $359.04K
- Profits Per Employee
- $193.28K
- $110.51K
- Employee Count
- 64
- 492
- WACC
- 7.38%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $16.83M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $93.38M
- $166.15M
- Net Cash Per Share
- $10.69
- $8.19
- Equity (Book Value)
- $184.87M
- $570.13M
- Book Value Per Share
- $21.16
- $28.22
- Tangible Book Value
- $184.87M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$1.46M
- -$4.27M
- FCF Per Share
- $2.50
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 6.92%
- 8.32%
- FCF Yield
- 12.2%
- 9.23%
- Buyback Yield
- 0.97%
- 1.80%
- Shareholder Yield
- 0.97%
- 3.22%
Taxes and interestIndustry
- Income Tax
- $4.46M
- $16.14M
- Effective Tax Rate
- 26.5%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $26.54
- $45.31
- Graham Upside
- 29.8%
- 18.8%
- Altman Z-Score
- 0.16
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $37.00
- –
- Lynch Upside
- 80.9%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | ECBK | S&P 500 | Difference | ECBK per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -1.7% | -2.7% | +1.0 pts | ||
| 3 months | -1.8% | -1.7% | −0.0 pts | ||
| Year to date | +17.6% | +11.9% | +5.7 pts | ||
| 1 year | +17.0% | +12.0% | +5.0 pts | ||
| 3 years | +90.2% | +78.2% | +12.1 pts | +23.9% | +21.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M ECBK shares were sold short on Oct 30, 2026, down 14.5% from the previous report, or 1.13% of the shares available to trade. At recent volumes it would take 10.1 days to buy them back. Over the last 20 sessions, 34.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 94,127 | -14.5% | 9,309 | 10.1 |
| Oct 15, 2026 | 110,067 | -4.3% | 9,604 | 11.5 |
| Sep 30, 2026 | 114,963 | -9.5% | 9,699 | 11.8 |
| Sep 15, 2026 | 127,092 | -21.4% | 11,765 | 10.8 |
| Aug 31, 2026 | 161,677 | +27.7% | 7,780 | 20.8 |
| Aug 14, 2026 | 126,627 | -5.7% | 9,425 | 13.4 |
| Jul 31, 2026 | 134,291 | +3.0% | 9,185 | 14.6 |
| Jul 15, 2026 | 130,417 | -2.4% | 5,993 | 21.8 |
| Jun 30, 2026 | 133,568 | -4.8% | 27,440 | 4.9 |
| Jun 15, 2026 | 140,342 | -7.7% | 10,588 | 13.3 |
| May 29, 2026 | 152,030 | -4.4% | 8,222 | 18.5 |
| May 15, 2026 | 159,026 | -12.5% | 9,057 | 17.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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