ECB Bancorp, Inc. (ECBK) company profile
Close on Nov 13, 2026Market cap $181.66MP/E 14.0Yield –
About ECB Bancorp
Savings Institutions, Not Federally Chartered, SIC 6036
ECB Bancorp, Inc. serves as the bank holding company for Everett Co-operative Bank, a financial institution providing retail and commercial banking services. The company accepts diverse consumer and business deposits, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It deploys these funds primarily into loans, including one-to-four family residential mortgages, multifamily real estate loans, commercial real estate loans, construction and land loans, and home equity lines of credit. To a lesser extent, it originates commercial business loans and consumer loans, while also investing in securities. Its customer base consists of individual consumers, residential borrowers, builders, and local businesses.
The company operates through three full-service banking branch offices located in Everett, Lynnfield, and Woburn, Massachusetts. Its primary deposit market spans Middlesex, Essex, and Suffolk Counties within the greater Boston metropolitan area, with its lending market extending into these areas as well as Norfolk County. ECB Bancorp maintains its executive offices and headquarters in Everett, Massachusetts.
Summary of the business section of ECB Bancorp's latest annual report, written by StockData.
Company profile
Company
- Legal name
- ECB Bancorp, Inc.
- Founded
- 1890
- Headquarters
- Everett, MA
- Address
- 419 Broadway 02149
- Phone
- (617) 387-1110
- Website
- everettbank.com
- Employees
- 64, Dec 31, 2025
- Industry
- Savings Institutions, Not Federally Chartered
- Incorporated in
- Maryland
- Fiscal year ends
- December 31
- Auditor
- Wolf & Company, P.C., Boston, Massachusetts
Stock & identifiers
- Ticker
- ECBK
- Exchange
- Nasdaq
- IPO date
- Jul 28, 2022
- Shares outstanding
- 9M, Aug 6, 2026
- Public float
- $112.60M, Jun 30, 2025
- Filer category
- <br>Emerging growth company
- SEC CIK
- 1914605
- CUSIP
- 26828M106
- ISIN
- US26828M1062
- FIGI
- BBG0175VKH09
- Share class FIGI
- BBG0175VKJ23
- EIN
- 00-0000000
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Richard J. O'Neil Jr | President and CEO, Director | 114,171 |
| Brandon Lavertu | CFO | 113,249 |
| John A. CITRANO | EVP and COO | 129,891 |
| Matthew J. Cushing | Director | 0 |
| Joseph Sachetta | Director | 67,496 |
| Maura Ellen Sullivan | Director | 6,850 |
Executive compensation, fiscal 2025
Summary compensation table from the latest proxy statement
| Executive | Salary | Incentive pay | Other | Total | vs. prior year |
|---|---|---|---|---|---|
| Richard J. O'Neil, Jr. President and Chief Executive Officer | $520.23K | $272.00K | $63.41K | $855.65K | +8% |
| John A. Citrano Executive Vice President and Chief Operating Officer | $307.29K | $153.18K | $88.61K | $549.08K | +8% |
| John Migliozzi Executive Vice President and Chief Lending Officer | $318.32K | $191.65K | $92.04K | $602.01K | +15% |
Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.
Employees
Headcount reported in annual reports
“As of December 31, 2025, we had 64 full-time equivalent employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Mar 12, 2024 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jan 18, 2024 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jul 27, 2022 | Listing | Registration of securities on an exchange (Form 8-A) |
See a number that looks wrong?