ECBKNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31
ECB Bancorp, Inc. /MD/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$19.59−0.06 (-0.33%)
Close on Oct 19, 2026
- Market cap
- $163.27M
- P/E (TTM)
- 14.3
- Dividend yield
- –
ECB Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institutions, Not Federally Chartered companies for comparison
Valuation
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Market Cap | $171.13M | $679.86M |
| Enterprise Value | $50.10M | $408.94M |
| PE Ratio | 14.30 | 12.00 |
| PS Ratio | 9.19 | 3.61 |
| PB Ratio | 0.95 | 1.18 |
| P/TBV Ratio | 0.95 | 1.41 |
| P/FCF Ratio | 7.64 | 10.93 |
| P/OCF Ratio | 7.52 | 10.04 |
Enterprise value
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| EV / Sales | 2.69 | 2.78 |
| EV / FCF | 2.24 | 8.25 |
Income (trailing twelve months)
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Revenue | $18.62M | $170.85M |
| Pretax Income | $15.47M | $70.12M |
| Net Income | $11.42M | $54.33M |
| EPS (Diluted) | $1.37 | $2.90 |
Margins
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 83.1% | 36.4% |
| Profit Margin | 61.3% | 29.1% |
| FCF Margin | 120.3% | 33.0% |
Returns
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 6.56% | 10.5% |
| Return on Assets (ROA) | 0.72% | 1.12% |
Growth
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 33.0% | 11.8% |
| Net Income Growth (YoY) | 114.8% | 23.1% |
| EPS Growth (YoY) | 114.1% | 22.7% |
| FCF Growth (YoY) | 246.3% | 27.1% |
| Revenue Growth (3Y CAGR) | -71.2% | 5.82% |
| EPS Growth (3Y CAGR) | 43.2% | 1.26% |
Balance sheet
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $121.03M | $205.54M |
| Net Cash (Debt) | $121.03M | $164.40M |
| Net Cash Per Share | $13.85 | $8.13 |
| Equity (Book Value) | $179.88M | $560.44M |
| Book Value Per Share | $20.59 | $28.47 |
| Tangible Book Value | $179.88M | $472.29M |
Cash flow (trailing twelve months)
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $22.76M | $61.20M |
| Capital Expenditures | -$363.00K | -$4.02M |
| Free Cash Flow | $22.40M | $52.43M |
| FCF Per Share | $2.56 | $3.07 |
Efficiency
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.01 | 0.04 |
| Revenue Per Employee | $290.88K | $353.78K |
| Profits Per Employee | $178.41K | $107.28K |
| Employee Count | 64 | 489 |
Dividends and yields
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 6.67% | 8.07% |
| FCF Yield | 13.1% | 8.89% |
| Buyback Yield | 2.05% | 1.55% |
| Shareholder Yield | 2.05% | 3.13% |
Shares
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 8,737,700 | 18,839,100 |
| Shares Change (YoY) | -0.62% | 0.39% |
| Shares Change (QoQ) | -0.29% | 0.00% |
| Float | 8,356,050 | 17,061,900 |
| Shares Held by Insiders | 4.37% | 5.89% |
| Shares Held by Institutions | 29.8% | 61.9% |
Taxes
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Income Tax | $4.05M | $14.50M |
| Effective Tax Rate | 26.2% | 21.1% |
Scores
| Measure | ECB Bancorp | Industry median |
|---|---|---|
| Graham Number | $25.19 | $45.31 |
| Graham Upside | 28.6% | 21.6% |
| Altman Z-Score | 0.17 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from ECB Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.